Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

179 Saddle Mare St, Clayton, NC 27520

House Description

Come tour the Hayden at 179 Saddle Mare Street, Clayton, NC 27520 at Swift Creek Farm! Welcome to the Hayden, one of our two-story floorplans in Swift Creek Farm, located in Clayton, North Carolina, offering 3 modern elevations. This home features 5 bedrooms, 3 bathrooms, 2,511 sq. ft. of living space, and a 2-car garage. Upon entering the home, you'll be greeted by an inviting foyer passing by the flex room, then led into the center of the home. This open-concept space features a functional kitchen overlooking the living room, a breakfast area, a guest bedroom and a full bathroom in the back left of the home. The kitchen is equipped with a corner walk-in pantry, quartz countertops, stainless steel appliances, kitchen island, and a breakfast area. From the breakfast area you can step out onto the back patio, perfect for entertaining guests or relaxing after a long day. The second floor hosts the spacious primary bedroom and primary bathroom boasting two walk-in closets, a walk-in shower, dual vanity, and separate water closet for ultimate privacy. The additional three bedrooms share a third full bathroom the upstairs loft space is perfect for family entertainment, work out area, or a reading space. The laundry room completes the second floor. One-year builder's warranty and 10-year structural warranty provided. Your new home also includes our smart home technology package! With its luxurious design and ample space, the Hayden is the perfect place to call home. Do not miss this opportunity to make the Hayden yours at Swift Creek Farm. Contact us today to schedule a personal tour! * Photos are not of actual home or interior features and are representative of floor plan only. *

Highlights

Listed by Kenneth Ward , 919-713-8414 D.R. Horton, Inc. , 919-815-2079. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

91.25 Monthly

Year Built

2026

County

Johnston

Neighborhood

Swift Creek Farm

Listing ID

10176785

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Range, Electric Water Heater, Free-Standing Electric Range, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Laminate,Vinyl

Above Ground Sq Ft:2511

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Entrance Foyer,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Smart Home,Smart Light(s),Smart Thermostat,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,969

Taxes

$244

HOA

$91

Home Price

$382,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$76,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,968.52

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,968.52	$243.52	$91.25	$2,303.30
Yearly	$23,622.30	$2,922.30	$1,095.00	$27,639.60
Total	$708,668.87	$87,669.00	$32,850.00	$829,187.87