Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

552 Contender Dr, Clayton, NC 27520

House Description

Freshly painted and move in ready, this 4 bedroom, 3 bath home in Clayton's popular area offers the perfect blend of comfort, space, and modern touches. Step inside to find new carpet and new interior paint throughout, creating a clean, bright, and welcoming atmosphere from the moment you enter. The main level features an open concept layout with a spacious living area that flows seamlessly into the kitchen and dining spaces—ideal for everyday living or entertaining. With a generous primary suite downstairs and two other bedrooms, you'll have plenty of room for family, guests, or a dedicated home office. Upstairs you'll find a spacious bonus room, bedroom and bathroom, perfect for guests to have their own retreat. Outside, the property offers a great yard for play, pets, or future outdoor upgrades. Enjoy relaxing evenings on the screened in porch that connects through a breezeway to the large garage and workshop. Located in Clayton, you're close to local shops, dining, parks, and commuter routes—making this home as practical as it is inviting. A beautifully refreshed home with thoughtful updates, ready for its next owner to enjoy. Contact us today for a private showing. 919-263-4128

Highlights

Listed by Kimberly Pappalardo , 919-608-2085 Real Broker, LLC , 919-348-2585. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.63

HOA Fee

170 Annually

Year Built

2007

County

Johnston

Neighborhood

Summerset Place

Listing ID

10183457

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Dryer, Electric Range, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Electric,Heat Pump

Fireplaces:Family Room,Living Room

Floor:Carpet

Above Ground Sq Ft:2733

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Laminate Counters,Pantry,Master Downstairs,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,319

Taxes

$231

HOA

$170

Home Price

$450,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$90,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,318.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,318.94	$230.85	$170.00	$2,719.80
Yearly	$27,827.31	$2,770.25	$2,040.00	$32,637.56
Total	$834,819.35	$83,107.50	$61,200.00	$979,126.85