Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

123 Carbone Ln, Clayton, NC 27527

House Description

Welcome to 123 Carbone Lane in Clayton's sought-after San Marino community. Built in 2019, this beautifully maintained home offers 2315.16 square feet of thoughtfully designed living space, featuring 3 bedrooms, 3 full bathrooms, a dedicated home office, and a versatile upstairs bonus loft with guest suite style living. The open-concept floor plan features a stunning gourmet kitchen with granite countertops, a walk-in pantry, abundant cabinetry, and stainless steel appliances that convey. This area flows seamlessly into the spacious living and dining areas—perfect for everyday living and entertaining. The private 1st floor primary suite provides a relaxing retreat with abundant natural light, while the flexible main level secondary bedroom and office accommodate today's work-from-home lifestyle. Enjoy outdoor living on the covered porch overlooking the .21-acre lot. It features a fully fenced backyard and a screened-in porch. Residents benefit from community amenities including a pool and playground, and convenient access to shopping, dining, and major commuter routes. Move-in ready, this exceptionally well-cared-for home offers the comfort of ranch-style living with the added flexibility of an upstairs guest retreat, combining style, functionality, and location in one exceptional package. Home comes with energy efficient solar panels. 1 year home warranty is included with this home.

Highlights

Listed by Aiyana Lutkiewicz , 845-699-3452 Mark Spain Real Estate , 770-886-9000. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.21

HOA Fee

63 Monthly

Year Built

2019

County

Johnston

Neighborhood

San Marino

Listing ID

10176316

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Dryer, Free-Standing Electric Range, Microwave, Refrigerator, Washer

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas Log,Living Room

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2315

Below Ground Sq Ft:0

Other:Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,190

Taxes

$198

HOA

$63

Home Price

$425,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$85,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,190.11

Principal

Taxes

HOA