Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

200 Gibson Ln, Clayton, NC 27527

House Description

Custom Brick Home with Water Views in an Amenity-Rich Community Welcome to this beautifully maintained five bedrooms, 3 full baths, custom brick home. It offers comfort, convenience, and water views. The desirable floor plan features a spacious first-floor primary suite and an additional first-floor bedroom with en-suite bath, ideal for guests or multi-generational living. Enjoy the screened porch and large attached deck. Interior highlights include hardwood floors, crown molding, tray ceiling, plantation shutters throughout, and a cozy gas fireplace. The kitchen features granite countertops and a stainless steel refrigerator. A pool table with all accessories conveys, making the bonus space perfect for entertaining. Additional features include: Newer roof Newly resurfaced garage floor with transferable warranty Irrigation system assessable Low HOA dues Residents enjoy access to a village shopping center, fitness center, indoor and outdoor pools, walking and biking trails, and other Fred Smith amenities. A rare opportunity to enjoy luxury living in a resort-style community.

Highlights

Listed by Justin Beers , 919-634-2019 Aimee Anderson & Associates , 919-274-9111. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.33

HOA Fee

85 Monthly

Year Built

2005

County

Johnston

Neighborhood

Riverwood

Listing ID

10182373

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Disposal, Electric Water Heater, Free-Standing Gas Range, Free-Standing Refrigerator, Gas Range, Ice Maker, Instant Hot Water, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Ceiling Fan(s),Central Air,Heat Pump,Zoned

Fireplaces:Blower Fan,Fireplace Screen,Gas Log,Living Room

Floor:Carpet,Hardwood,Tile,Wood

Above Ground Sq Ft:2756

Below Ground Sq Ft:0

Other:Built-in Features,Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Dual Closets,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Room Over Garage,Smooth Ceilings,Soaking Tub,Stone Counters,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Whirlpool Tub

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,782

Taxes

$429

HOA

$85

Home Price

$539,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$107,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,782.22

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,782.22	$428.62	$85.00	$3,295.84
Yearly	$33,386.59	$5,143.43	$1,020.00	$39,550.02
Total	$1,001,597.70	$154,302.90	$30,600.00	$1,186,500.60