Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

54 San Martino Dr, Clayton, NC 27527

House Description

Welcome to 54 San Martino, a meticulously maintained 4 bedroom, 3 full bath home with a dedicated office, tucked inside Clayton's premier equestrian community, Portofino. Pride of ownership shines throughout, every detail has been thoughtfully cared for, and the home is move-in ready for its next owner. Enjoy a rare and exceptionally private backyard retreat, fully fenced, and perfect for morning coffee, evening gatherings, or simply unwinding in your own quiet escape. Car enthusiasts, hobbyists, and those needing extra storage will love the unique combination of an attached two-car garage plus a separate detached one-car garage, flexibility you won't find in most neighborhoods. Beyond your doorstep, Portofino delivers a lifestyle unlike any other in the Triangle. Residents enjoy access to over 7 miles of scenic trails winding through the community, two resort-style pools, a beautiful clubhouse, and full equestrian facilities for horse owners and enthusiasts alike. The neighborhood is known for its active, welcoming community, neighbors who become friends, social events, and a true sense of belonging. If you've been searching for the perfect blend of privacy, function, and an unbeatable lifestyle, 54 San Martino is the one.

Highlights

Listed by Taylor Anderson Brown , 919-578-2947 Avenue Real Estate LLC , 919-578-2947. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.72

HOA Fee

175 Monthly

Year Built

2018

County

Johnston

Neighborhood

Portofino

Listing ID

10170348

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Gas Oven, Dishwasher, Gas Cooktop, Gas Water Heater, Microwave

Air Cond:Central Air

Fireplaces:Gas,Living Room

Floor:Hardwood

Above Ground Sq Ft:2950

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Room Over Garage,Separate Shower,Smooth Ceilings,Walk-In Closet(s),Water Closet,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,607

Taxes

$363

HOA

$175

Home Price

$699,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$139,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,606.73

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,606.73	$362.52	$175.00	$4,144.25
Yearly	$43,280.75	$4,350.26	$2,100.00	$49,731.01
Total	$1,298,422.36	$130,507.80	$63,000.00	$1,491,930.16