Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

295 Brady Dr, Clayton, NC 27520

House Description

**New! New! New!** This incredible double waterfront property offers over 2 acres of beautifully maintained grounds with extensive updates and more than 6,500 square feet of exceptional living space. From the moment you arrive, you'll be captivated by the impressive wraparound front porch, stunning curb appeal, and picturesque waterfront setting. Recent updates include a new water heater (2026), fresh interior and exterior paint, newly recoated hardwood floors, brand-new screened porches, and a newer roof allowing you to move in with confidence and enjoy every detail. Inside, a welcoming foyer opens to elegant formal living and dining spaces, while the expansive family room is filled with natural light from oversized windows that showcase the home's beautiful surroundings. The spacious kitchen offers an inviting eat-in area, making it the perfect place to gather with family and friends. The thoughtfully designed main level features three generously sized bedrooms, two full bathrooms, and a conveniently located laundry room. Upstairs, you'll find a fully finished bonus room complete with a full bath and walk-in closet, offering endless possibilities as a guest suite, recreation room, or private retreat. Abundant walk-in attic space provides incredible storage or the opportunity for future expansion. Step outside and discover your own private oasis. The fenced backyard features a screened porch, covered deck, mature landscaping, and peaceful waterfront views, creating the perfect setting for relaxing, entertaining, or simply enjoying the beauty of nature. Adding even more versatility is the detached building, complete with a spacious room, full bathroom, rocking chair front porch, side porch, and screened back porch. Whether you're looking for a home office, guest quarters, studio, or space for a small business, this detached retreat offers endless possibilities. Combining luxurious living, extensive updates, exceptional indoor and outdoor spaces, and a rare double waterfront lot, this one-of-a-kind property truly has it all. Schedule your private tour today and experience everything this remarkable home has to offer.

Highlights

Listed by Linsey Dale , 919-931-3821 HTR Southern Properties , 919-879-8770. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

2.15

Year Built

2002

County

Johnston

Neighborhood

Not In Subdivision

Listing ID

100586404

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Built-In Electric Oven, Refrigerator, Dishwasher, Cooktop

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:Gas Log

Floor:Carpet,Tile,Hardwood

Basement:Crawl Space

Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Ceiling Fan(s),Built-in Features,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$5,153

Taxes

$638

Home Price

$1,000,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$200,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,153.21

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,153.21	$637.50	$200.00	$5,990.71
Yearly	$61,838.47	$7,650.00	$2,400.00	$71,888.47
Total	$1,855,154.11	$229,500.00	$72,000.00	$2,156,654.11