Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

488 Pinecroft Dr, Clayton, NC 27520

House Description

Rare Find, this 3 Bedroom 2 Bath one level townhome with a Garage, Large Parking Pad in Rear, Privacy Fence, Screened Porch and Quiet Living. Convenient to Shopping, Restaurants and Downtown Clayton. Duke Progress Energy Power, Water, Sewer & Trash Pickup by the Town of Clayton. New HVAC 2024, New Dishwasher 2026, Hot Water Heater Recently Replaced. HOA covers Roof Replacement, Private Rear Driveways, Mailboxes, Power Washing 1 time a year, Lawn Maintenance and Landscaping $150/month. This home features a spacious living room with built in shelving, fireplace with gas logs, bright light dining space, eat off bar in kitchen and a corner pantry. Hardwood Floors and Carpeting throughout. The master suite features a walk in tub plus the convenience of a shower, Calming Hydrotherapy jets, Easy-Entry Door and hand held sprayer1300+SF.. Priced to Sell for $327,900.

Highlights

Listed by Valerie Dupree , 919-369-0334 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

150 Monthly

Year Built

2007

County

Johnston

Neighborhood

Moss Creek Village

Listing ID

10180438

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Electric Range, Dishwasher, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Ice Maker, Microwave, Plumbed For Ice Maker, Range, Refrigerator, Self Cleaning Oven, Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air,Heat Pump

Fireplaces:Gas,Gas Log,Living Room,Prefabricated,Propane

Floor:Carpet,Hardwood,Tile,Vinyl,Wood

Above Ground Sq Ft:1305

Below Ground Sq Ft:0

Basement:Unfinished

Other:Bathtub/Shower Combination,Bookcases,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,High Speed Internet,Kitchen/Dining Room Combination,Laminate Counters,Pantry,Master Downstairs,Recessed Lighting,Shower Only,Smooth Ceilings,Walk-In Closet(s),See Remarks

Other:Public

Exterior Features

Lot:Front Yard,Landscaped,Level,Private,Rectangular Lot

Zoning:RES

Roof:Shingle

Others:Private Entrance,Rain Gutters,Storage,Covered,Enclosed,Front Porch,Patio,Porch,Screened

Sewer:Public Sewer

Parking Features:Alley Access,Attached,Concrete,Detached,Driveway,Garage,Garage Door Opener,Garage Faces Rear,Kitchen Level,Open,Parking Pad

Payment Calculator

Payment Breakdown

Principal Interest

$1,690

Taxes

$255

HOA

$150

Home Price

$327,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$65,580

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,689.74

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,689.74	$254.83	$150.00	$2,094.57
Yearly	$20,276.83	$3,057.97	$1,800.00	$25,134.80
Total	$608,305.03	$91,739.10	$54,000.00	$754,044.13