Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

359 Ballast Point, Clayton, NC 27520

House Description

Perfect Multi-Generational floorplan. First floor bedroom and full bath. 4 Bedroom plus Bonus Room. 3 FULL BATHS . This spacious and well maintained home has plenty of room for family and entertaining. The Kitchen boasts large island, walk-in pantry, gas stove, nook for computer or coffee, SS appliances. Kitchen looks out into the open Family Room w gas logs, that leads out to a covered porch which allows an outdoor entertaining area. The large flat backyard has a beautiful privacy fence. Three bedrooms upstairs. Bonus Room perfect for office. The upstairs primary bedroom is a perfect retreat! Adorable mud room with entry into painted garage. Fenced in backyard with side gate with capacity to open wide. This house HAS IT ALL!!! Community Pool CPI Security System Does Not convey

Highlights

Listed by Lynn Furr , 919-306-0018 Coldwell Banker Advantage , 919-847-2222. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.28

HOA Fee

200 Quarterly

Year Built

2020

County

Johnston

Neighborhood

Highgate

Listing ID

10179996

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Plumbed For Ice Maker, Stainless Steel Appliance(s), Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Family Room

Floor:Carpet,Laminate,Tile

Above Ground Sq Ft:2897

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Separate Shower,Soaking Tub,Walk-In Closet(s),Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,345

Taxes

$407

HOA

$200

Home Price

$455,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$91,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,344.71

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,344.71	$407.08	$200.00	$2,951.79
Yearly	$28,136.50	$4,884.96	$2,400.00	$35,421.46
Total	$844,095.12	$146,548.80	$72,000.00	$1,062,643.92