Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

139 Smart Ct, Clayton, NC 27520

House Description

Welcome to 139 Smart Court, Clayton, NC Welcome home to this beautifully maintained 3-bedroom, 2.5-bath home nestled on a spacious half-acre cul-de-sac lot just minutes from the charm of downtown Clayton. Offering the perfect blend of comfort, style, and convenience, this home is ready for its next owners. Step inside to find gorgeous hardwood flooring flowing throughout the foyer, dining room, family room, and kitchen. The heart of the home features a spacious kitchen with granite countertops, staggered cabinetry with crown molding, a center island with bar seating, and plenty of space for cooking, entertaining, and gathering with family. The inviting family room is highlighted by a cozy gas log fireplace, creating the perfect space to relax year-round. Upstairs, retreat to the spacious primary suite featuring a beautiful tray ceiling, large walk-in closet, dual vanities, a relaxing garden tub, and a separate walk-in shower. Enjoy peaceful mornings on the covered front porch or take advantage of the expansive backyard with endless possibilities for outdoor living, play, or entertaining. Conveniently located near shopping, dining, parks, schools, and major commuter routes, 139 Smart Court offers the space you've been looking for with the small-town charm of Clayton. Don't miss your opportunity to make this beautiful home yours—schedule your private showing today!

Highlights

Listed by Tyria Synique Adams , 919-904-9316 AD Realty Partners, LLC , 704-649-6191. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.51

HOA Fee

225 Annually

Year Built

2018

County

Johnston

Neighborhood

Georgetowne

Listing ID

10183544

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Free-Standing Refrigerator, Microwave, Plumbed For Ice Maker, Range, Refrigerator, Self Cleaning Oven, Washer, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air,Electric,ENERGY STAR Qualified Equipment

Fireplaces:Gas

Floor:Carpet,Hardwood,Tile,Vinyl,Wood

Above Ground Sq Ft:1861

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Chandelier,Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Recessed Lighting,Separate Shower,Shower Only,Smart Camera(s)/Recording,Smooth Ceilings,Soaking Tub,Stone Counters,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,829

Taxes

$279

HOA

$225

Home Price

$355,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,829.39

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,829.39	$278.81	$225.00	$2,333.20
Yearly	$21,952.66	$3,345.72	$2,700.00	$27,998.38
Total	$658,579.71	$100,371.60	$81,000.00	$839,951.31