Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

85 Christenbury Ln, Clayton, NC 27527

House Description

A FULL DAYLIGHT BASEMENT, 2 KITCHENS, 3 FIREPLACES, and OVER 5,200 SQUARE FEET all inside Gated Watson's Mill. Priced OVER $100,000 BELOW TAX VALUE in the Flowers Plantation Community. From the front, you would never believe just how much space this home offers. Located in WATSON'S MILL, a prestigious Gated community in the highly sought-after FLOWERS PLANTATION area of Clayton, this stunning home offers the space, character, and lifestyle options that are so hard to find. Featuring 5 BEDROOMS, 5 BATHROOMS, 3 FIREPLACES, 2 KITCHENS, and a FULL DAYLIGHT BASEMENT, this home is designed for everyday living, entertaining, guests, extended stays, and flexible living. The main level is truly impressive with a grand entry foyer, formal dining room, private OFFICE/STUDY, custom trim, beautiful REAL 3/4 INCH HARDWOOD FLOORS, and a dramatic 2-STORY FAMILY ROOM with built-ins, fireplace, and an open staircase with wrought iron rails. The main kitchen is the heart of the home, featuring a large island, cooktop, PotFiller, wall oven, beverage area, walk-in pantry, and TONS OF COUNTER SPACE all open to the family room for easy living and entertaining. The FIRST-FLOOR OWNER'S SUITE feels like a private retreat with a beautiful two-sided fireplace shared between the bedroom and spa-style bath with soaking tub. Upstairs, you'll find two bedroom suites, a large bonus room, and walk-in attic storage. And then downstairs the home opens up all over again. The FULL FINISHED DAYLIGHT BASEMENT features a second kitchen, family room with fireplace, bedroom, full bath, flex room, and walk-out access to a private patio with hot tub creating the perfect setup for guests, multi-generational living, entertaining, or a private retreat. Enjoy outdoor living from the large screened porch, sun deck, manicured setting, and beautiful OVER 1-ACRE HOMESITE with Wooded Buffer in Rear. All of this in a gated, curb-and-gutter community just minutes from the YMCA, Publix, Harris Teeter, shopping, dining, and everyday conveniences. And the value? This home is priced OVER $100,000 BELOW TAX VALUE. This is not just a home - it is SPACE, LIFESTYLE, PRIVACY, and OPPORTUNITY in one of Clayton's most sought-after areas.

Highlights

Listed by Beth Hines , 919-868-6316 RE/MAX SOUTHLAND REALTY II , 919-773-0991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.04

HOA Fee

1200 Annually

Year Built

2007

County

Johnston

Neighborhood

Flowers Plantation

Listing ID

10169523

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:5

Appliances:Cooktop, Dishwasher, Electric Water Heater, Gas Cooktop, Microwave, Oven, Range, Range Hood, Stainless Steel Appliance(s)

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Basement,Bedroom,Family Room,Gas,Gas Log,Master Bedroom

Floor:Carpet,Ceramic Tile,Concrete,Hardwood,Wood

Above Ground Sq Ft:3472

Below Ground Sq Ft:1798

Basement:Daylight,Finished,Full,Heated,Walk-Out Access

Other:Bar,Bookcases,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,In-Law Floorplan,Kitchen Island,Pantry,Master Downstairs,Smooth Ceilings,Soaking Tub,Storage,Track Lighting,Walk-In Closet(s),Walk-In Shower,Bonus Room,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$4,534

Taxes

$491

HOA

$1,200

Home Price

$879,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$175,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,534.31

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,534.31	$490.75	$1,200.00	$6,225.06
Yearly	$54,411.67	$5,889.00	$14,400.00	$74,700.67
Total	$1,632,350.10	$176,670.00	$432,000.00	$2,241,020.10