Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

460 Curling Creek Dr, Clayton, NC 27527

House Description

Welcome to this bright, welcoming, and thoughtfully designed home in Copper Ridge at Flowers Plantation! Built in 2023, this like-new Abigale floor plan offers 4 bedrooms and 3.5 baths with an open-concept layout ideal for modern living (Fresh Paint June 2026!). The airy main level is filled with natural light and centers around a gourmet kitchen featuring quartz countertops, a tile backsplash, stainless steel appliances, a 5-burner gas range, upgraded finishes, and a spacious custom walk-in pantry. Upstairs, you'll find the primary suite along with three additional bedrooms and two full bathrooms, offering both comfort and functionality. The main living space extends seamlessly to the expansive, fully fenced backyard backing up to open common space added privacy. Enjoy peaceful views from the patio-perfect for morning coffee, relaxing evenings, or entertaining. Ideally located just minutes from Publix, Harris Teeter, the YMCA, and the upcoming Waterfront District of Flowers Plantation, this home combines convenience, style, and a highly desirable location. With its thoughtful layout and inviting atmosphere, it's ready to provide comfort and ease for years to come.

Highlights

Listed by Meredith M Diamond , 919-612-0328 Compass -- Raleigh , 919-726-6548. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.17

HOA Fee

360 Annually

Year Built

2023

County

Johnston

Neighborhood

Flowers Plantation

Listing ID

10157346

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Gas Range, Ice Maker, Microwave, Stainless Steel Appliance(s), Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2077

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Quartz Counters,Separate Shower,Smooth Ceilings,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,005

Taxes

$210

HOA

$360

Home Price

$389,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,004.60

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,004.60	$209.61	$360.00	$2,574.21
Yearly	$24,055.16	$2,515.36	$4,320.00	$30,890.52
Total	$721,654.95	$75,460.80	$129,600.00	$926,715.75