Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

432 Bent Willow Dr, Clayton, NC 27527

House Description

Located in the highly desirable Copper Ridge community minutes from Flowers Plantation and the Waterfront District. This like-new 4 bedroom, 3 and a half bath home is one you do not want to miss! Built in 2023, this 2,432 square foot home offers modern finishes, durable LVP flooring and carpet throughout, and a thoughtfully designed layout. The dining/eating area flows right into the spacious kitchen and living room, creating the perfect space for everyday living and entertainment. A first-floor bedroom with a full bath provides the ideal space for guests, multigenerational living, or just an extra bedroom! You can also find the perfect space for an office right downstairs. Upstairs, you will see a spacious primary suite with a large walk in closet, and beautiful primary bathroom. Additionally, you will find a loft/flex space, two bedrooms, and a full bathroom. Step outside to enjoy the screened-in porch and fenced in backyard— perfect for relaxing, entertaining, or letting your pets run free! Conveniently located just minutes from Flowers Plantation and the Waterfront District where you will find shopping, dining, medical facilities, and everything else that Flowers Plantation has to offer! You do not want to miss out on this beautiful home!

Highlights

Listed by Jaclyn Smith , 919-813-0123 and Lacey McGee Buffaloe , 919-438-8223 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

360 Annually

Year Built

2023

County

Johnston

Neighborhood

Flowers Plantation

Listing ID

10178621

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Water Heater, Free-Standing Gas Range, Microwave, Oven, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:Family Room,Wood Burning

Floor:Carpet,Vinyl

Above Ground Sq Ft:2432

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Kitchen Island,Pantry,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,164

Taxes

$216

HOA

$360

Home Price

$420,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$84,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,164.35

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,164.35	$216.28	$360.00	$2,740.63
Yearly	$25,972.16	$2,595.37	$4,320.00	$32,887.53
Total	$779,164.73	$77,861.10	$129,600.00	$986,625.83