Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

38 Silver Moon Ln, Clayton, NC 27527

House Description

$5000.00 SELLER CONCESSION!!! Minutes to Publix, Harris Teeter, YMCA, to the upcoming Waterfront District of Flower Plantation. Devin floorplan features the spacious primary suite conveniently located on the first floor, offering privacy and easy access for everyday living. Upstairs you'll find three more additional bedrooms with large bonus room that can serve as a home office, playroom, or media space. The home also features a bright and inviting sunroom at the back, providing the perfect spot to relax, enjoy your morning coffee or having the peaceful views. Upgrades to kitchen include quartz counters, tile backsplash, SS appliances including farm sink, and upgraded gas range. With its thoughtful layout, welcoming atmosphere, and desirable location, this home is ready to provide comfort and convenience for year to come.

Highlights

Listed by Jessica Pham Le , 910-336-8679 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.16

HOA Fee

150 Quarterly

Year Built

2024

County

Johnston

Neighborhood

Flowers Plantation

Listing ID

10138435

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Dishwasher, Gas Cooktop, Gas Range, Ice Maker, Oven, Range, Refrigerator, Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2361

Below Ground Sq Ft:0

Other:Double Vanity,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Master Downstairs,Quartz Counters,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,036

Taxes

$223

HOA

$150

Home Price

$395,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,035.52

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,035.52	$222.93	$150.00	$2,408.44
Yearly	$24,426.20	$2,675.13	$1,800.00	$28,901.33
Total	$732,785.87	$80,253.90	$54,000.00	$867,039.77