Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

21 Tybee Creek Cove, Clayton, NC 27527

House Description

Experience Luxury Charleston-Style Living in South Quarter at Flowers Plantation, a Gated Community! This 2016 Parade Of Homes Winner embodies timeless elegance & its stunning design permeates every room ~ From the moment you step inside, you'll be captivated by the seamless open floor plan, rich hardwood floors, and abundant natural light that create a warm and inviting atmosphere throughout ~ The gourmet kitchen is a true centerpiece, featuring exquisite marble countertops, high-end finishes, soft accent lighting and ample space for both everyday living and entertaining. Each bedroom offers the ultimate in privacy and convenience with its own dedicated en-suite bathroom ~ Above the garage, a versatile storage room provides generous space for organization or future customization ~ This home blends classic Southern charm with lavish upgrades--offering comfort, style, and functionality in every detail ~ Amenity Rich neighborhood with grocery/restaurants in walking/golfcart distance ~ Welcome Home!

Highlights

Listed by Cheryl Rushing , 919-931-1424 LPT Realty, LLC , 877-366-2213. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.42

HOA Fee

80 Monthly

Year Built

2016

County

Johnston

Neighborhood

Flowers Plantation

Listing ID

10156217

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Range Hood, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:Blower Fan,Family Room,Gas,Gas Log

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:2626

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Master Downstairs,Room Over Garage,Smart Camera(s)/Recording,Smart Thermostat,Smooth Ceilings,Soaking Tub,Stone Counters,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Wired for Sound,Office

Other:Public

Exterior Features

Lot:Back Yard,Corner Lot,Front Yard

Zoning:PUD

Roof:Shingle

Others:Balcony,In Parade of Homes,Rain Gutters,Smart Camera(s)/Recording,Smart Irrigation,Smart Lock(s),Storage,Deck,Front Porch,Patio,Porch,Rear Porch,Screened

Sewer:Public Sewer

Parking Features:Concrete,Deck,Detached,Driveway,Garage,Garage Door Opener,Garage Faces Side,Parking Pad

Payment Calculator

Payment Breakdown

Principal Interest

$3,504

Taxes

$326

HOA

$80

Home Price

$680,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$136,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,504.18

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,504.18	$325.88	$80.00	$3,910.06
Yearly	$42,050.16	$3,910.59	$960.00	$46,920.75
Total	$1,261,504.80	$117,317.70	$28,800.00	$1,407,622.50