Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

112 Ogden Cir, Clayton, NC 27527

House Description

New construction by Fischer Homes in the beautiful Watson at Flowers Plantation community, featuring the stunning Huxley design. This stunning home has gorgeous wood floors throughout the first floor. Island kitchen with pantry, lots of cabinet space and quartz countertops. Family room with fireplace expands to light-filled two story morning room, which has walk out access to the back deck. Private study with French doors off of entry foyer. Tucked away rec room. Upstairs owners suite with attached private bath featuring two separate vanities, double shower, private commode and oversized walk-in closet. Three additional bedrooms, two full baths and convenient second floor laundry complete the upstairs. Full basement with full bath rough in abd walk-out access to the back patio. Attached three car garage.

Highlights

Listed by Alexander A Hencheck , 850-203-0221 HMS Real Estate LLC , 513-469-2424. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.59

HOA Fee

1500 Annually

Year Built

2026

County

Johnston

Neighborhood

Flowers Plantation

Listing ID

10145086

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Gas Cooktop, Microwave, Oven

Air Cond:Central Air

Fireplaces:Electric,Family Room

Floor:Carpet,Ceramic Tile,Wood

Above Ground Sq Ft:3245

Below Ground Sq Ft:0

Basement:Bath/Stubbed,Unfinished,Walk-Out Access

Other:Breakfast Bar,Central Vacuum Prewired,Double Vanity,Kitchen Island,Quartz Counters,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$5,441

Taxes

$673

HOA

$1,500

Home Price

$1,055,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$211,180

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,441.27

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,441.27	$673.14	$1,500.00	$7,614.41
Yearly	$65,295.24	$8,077.64	$18,000.00	$91,372.88
Total	$1,958,857.23	$242,329.05	$540,000.00	$2,741,186.28