Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

119 S Rose Hill Dr, Clayton, NC 27520

House Description

$5000 SELLER CREDIT can be used by buyer for rate buy down, closing costs, or lower purchase price. This charming home welcomes you with a spacious covered front porch, perfect for relaxing with plenty of room for seating. Inside, the foyer features two convenient hall closets and a nearby half bath for guests. The main level offers a bright, open-concept layout with abundant natural light throughout the kitchen, dining area, and family room. The kitchen is well-appointed with stainless steel appliances, granite countertops, a large pantry closet, and a built-in desk area with ample cabinetry and storage, ideal for work or organization. The primary suite is filled with natural light and includes a walk-in closet, soaking tub, double sink vanity, and two additional linen closets for added storage. Upstairs, you'll also find a versatile loft space, a laundry room with built-in shelving, and two additional bedrooms that share a full hall bath. Enjoy the outdoors in the backyard featuring a patio and peaceful wooded views. Low-maintenance living as the HOA dues include lawn care! Located approx. 5 min. from Nova Nordisk and Grifols, 3 min. to Johnston County Sports Complex, downtown Clayton, UNC Health Johnston Hospital, and US-70 and I-42 for easy commuting.

Highlights

Listed by Linda Trevor , 919-730-7746 and Cathy Hawkins , 919-793-5230 Compass -- Cary , 919-769-1956. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.13

HOA Fee

99 Monthly

Year Built

2020

County

Johnston

Neighborhood

East Hampton

Listing ID

10182915

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1870

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Entrance Foyer,Granite Counters,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Smooth Ceilings,Soaking Tub,Storage,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,675

Taxes

$323

HOA

$99

Home Price

$325,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$65,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,674.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,674.79	$323.31	$99.00	$2,097.11
Yearly	$20,097.50	$3,879.77	$1,188.00	$25,165.27
Total	$602,925.09	$116,393.10	$35,640.00	$754,958.19