Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

147 S Waterstone Ln, Clayton, NC 27520

House Description

USDA FINANCING ELIGIBLE - Ask About Our Special 30-Year Fixed Rate! Fridge, Washer & Dryer Included! The Beacon plan offers a thoughtfully designed 4-bedroom layout that blends comfort and functionality. Step into a welcoming foyer with a versatile flex space just off the entry, perfect for a home office, sitting room, or play area. The kitchen is truly the heart of the home, featuring bright white cabinetry, elegant granite countertops, a spacious center island, stainless steel appliances, and a walk-in pantry for added storage. Luxury vinyl plank flooring enhances the main living areas, including the foyer, kitchen, dining space, laundry room, and bathrooms, providing both durability and modern style. Enjoy life in the amenity-rich Crescent Mills community, offering the perfect balance of convenience and lifestyle.

Highlights

Listed by Gio Dominique , 984-284-2333 and Imani Moneek Ritcherson , 910-279-7378 Starlight Homes NC LLC , 984-205-9812. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

66.5 Monthly

Year Built

2026

County

Johnston

Neighborhood

Crescent Mills

Listing ID

10176322

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Central Air,Electric

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2095

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Entrance Foyer,Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Pantry,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Public

Open House

Upcoming Open Houses

Sunday 12:00 pm - 4:00 pm Aug 2

Monday 11:00 am - 4:00 pm Aug 3

Tuesday 11:00 am - 4:00 pm Aug 4

Wednesday 2:00 pm - 5:00 pm Aug 5

Thursday 11:00 am - 4:00 pm Aug 6

Friday 11:00 am - 4:00 pm Aug 7

Saturday 11:00 am - 9:00 pm Aug 8

Sunday 12:00 pm - 4:00 pm Aug 9

Monday 11:00 am - 4:00 pm Aug 10

Tuesday 11:00 am - 4:00 pm Aug 11

Wednesday 2:00 pm - 5:00 pm Aug 12

Thursday 11:00 am - 4:00 pm Aug 13

Payment Calculator

Payment Breakdown

Principal Interest

$1,804

Taxes

$336

HOA

$67

Home Price

$349,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.57

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,803.57	$335.76	$66.50	$2,205.83
Yearly	$21,642.85	$4,029.13	$798.00	$26,469.98
Total	$649,285.39	$120,873.90	$23,940.00	$794,099.29