Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

484 Steeplechase Boulevard, Clayton, NC 27520

House Description

RESORT STYLE LIVING! Life in Carolina Overlook, a premier 55+ Del Webb community, is UPSCALE, FUN & EASY! Your new home, the popular Palmary plan is a 2-bedroom, 2-bath stunning RANCH home with flex room offering a wide-open floor plan with 1888 sqft of curated living space. This upgraded home outshines new construction with ceiling beams in the Family & Dining Areas; Arched doorways; LVP flooring in the main living areas; Plantation shutters; customized primary closet not to mention all the gorgeous custom accents, to include: Antique pantry & flex room doors from France, painted vent hood, a huge "hydrangea" Pantry, a "daisy" Laundry Room, designer fixtures & more! From the Chef's Kitchen with fabulous island to the Primary Retreat with Spa Bath, to the Flex Room that offers endless possibilities, you will love spending time enjoying life inside your home. Step onto the large Screen Porch & enjoy the gorgeous view where you can sit and relax with your morning coffee or favorite evening beverage! The best part? The HOA maintains the landscaping so you have time to experience everything the 5-star Amenity Center has to offer...Lounge by the pool, workout at the gym, play pickleball, take a cooking class, join one of the many social clubs, make new friends! Location is ideal with proximity to vibrant downtown Clayton, 25 minutes to Raleigh & 35 minutes to RDU. You simply can't replicate everything this home offers with the cost of new construction today! Come take a peek!

Highlights

Listed by Tina Barletta , 919-868-9222 and Michelle Cooper Hogg , 919-868-8585 HomeTowne Realty Clayton East , 919-550-4800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.2

HOA Fee

255 Monthly

Year Built

2023

County

Johnston

Neighborhood

Carolina Overlook

Listing ID

10181462

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Gas Cooktop, Oven

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:Family Room,Gas Log

Floor:Vinyl,Tile

Above Ground Sq Ft:1888

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Beamed Ceilings,Ceiling Fan(s),Double Vanity,Open Floorplan,Pantry,Quartz Counters,Separate Shower,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower,Water Closet,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,705

Taxes

$430

HOA

$255

Home Price

$525,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$105,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,705.43

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,705.43	$430.45	$255.00	$3,390.88
Yearly	$32,465.20	$5,165.34	$3,060.00	$40,690.54
Total	$973,955.91	$154,960.20	$91,800.00	$1,220,716.11