Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

169 Big Pine Rd, Clayton, NC 27520

House Description

Open Floorplan, Jack & Jill Bath, 3-Car Garage on a Large, Peaceful Homesite. The gorgeous GOURMET KITCHEN features timeless soft-close shaker cabinetry, recessed lighting, and pendant lights over a spacious island. A walk-in pantry tucked behind a charming barn door that adds style and practicality. Gather with family and friends in the generous dining area, perfect for shared meals, celebrations, and game nights. Upstairs, the expansive Owner's Suite offers a beautiful double-tray ceiling, a large walk-in closet with custom wood shelving, and a spa-like bath for total relaxation. Secondary bedrooms share a Jack & Jill bath with a private water closet, while a versatile fourth bedroom makes an ideal office, Guest Suite, or In-Law space. Enjoy the tranquility of nature from the covered front porch or screened-in back porch. With almost an acre to explore, there's room to breathe, garden, play, or simply unwind. Built by a small local builder--you'll feel the difference and never want to leave.

Highlights

Listed by Kelsey lee Hyman , 919-320-8179 and Robyn Williams , 919-631-6348 RE/MAX SOUTHLAND REALTY II , 919-773-0991. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.93

HOA Fee

360 Annually

Year Built

2026

County

Johnston

Neighborhood

Big Pine 2

Listing ID

10158785

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Range Hood, Stainless Steel Appliance(s), Vented Exhaust Fan, Oven

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:Gas Log,Living Room,Propane,Ventless

Floor:Carpet,Laminate,Tile

Above Ground Sq Ft:2535

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,808

Taxes

$347

HOA

$360

Home Price

$544,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$108,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,807.98

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,807.98	$347.37	$360.00	$3,515.36
Yearly	$33,695.78	$4,168.49	$4,320.00	$42,184.27
Total	$1,010,873.48	$125,054.55	$129,600.00	$1,265,528.03