Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

106 Whichard Ln, Chocowinity, NC 27817

House Description

Your waterfront life begins here -- and the hard part is already done. This .26-acre canal front lot in Beaufort Pointe sits inside one of Chocowinity's few gated waterfront communities along the Pamlico River, and it comes with something most lots simply cannot offer: an approved boat basin permit from the NC Department of Environmental Quality, valid through September 2027. Securing that permit independently is a time-consuming, uncertain process -- here, it's already in hand and waiting for you. Community amenities include a private boat ramp and dock, putting the Pamlico River at your fingertips for fishing, kayaking, swimming, and exploring the beautiful waterways of Beaufort County. When you're ready to come ashore, charming downtown Washington is just a short boat ride or scenic drive away. Whether you're ready to break ground on your custom dream home, searching for a private waterfront retreat, or making a strategic land investment in Eastern NC, this canal front lot delivers the location, the access, and the permits to make it happen -- faster than anywhere else on the market. Gated community. Canal front. DEQ-approved boat basin. The canvas is ready. Don't wait -- the permit window closes September 2027. Call today to schedule your private visit.

Highlights

Listed by Anna Powell , 910-985-0441 and Mary Kathryn McGahey , 252-531-8000 eXp Realty , Hive MLS mls logo

Property Type

Vacant Land

Lot/Acreage

0.26

HOA Fee

550 Annually

County

Beaufort

Neighborhood

Beaufort Pointe

Listing ID

100576683

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$412

Taxes

$51

HOA

$550

Home Price

$80,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$16,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$412.26

Principal

Taxes

HOA