Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

22 Oak Point Rd, Chocowinity, NC 27817

House Description

Stunning coastal living awaits at this waterfront gem, offering panoramic views of Chocowinity Bay and the Pamlico River within the desirable Bayside Shores community. This well maintained 2-bedroom, 2-bathroom residence is presented in great condition, featuring an open kitchen that seamlessly flows into the dining and living spaces to ensure the grand water views are always in sight. A spectacular wraparound sunroom provides breathtaking, multi-angle perspectives of the riverfront, while the concrete open carport pulls double duty as an excellent space for outdoor entertainment, recreation, and social gatherings, complete with a convenient full bathroom on the lower level. For effortless accessibility, the home features a convenient lift to the main living level. This enchanting river cottage and its grounds have been meticulously maintained, including an integrated lawn irrigation system to keep the landscaping vibrant year-round. Don't miss your chance to tour this lovely waterfront retreat today!

Highlights

Listed by Benjamin Myers , 252-495-3677 Myers Realty Inc , 910-507-1030. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.36

HOA Fee

500 Annually

Year Built

1975

County

Beaufort

Neighborhood

Bayside Shores

School District

Beaufort

Listing ID

100583695

Questions about this listing?

Contact Agent

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Payment Breakdown

Principal Interest

$2,731

Taxes

$338

HOA

$500

Home Price

$529,995

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$105,999

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,731.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,731.17	$337.87	$500.00	$3,569.05
Yearly	$32,774.08	$4,054.46	$6,000.00	$42,828.54
Total	$983,222.40	$121,633.85	$180,000.00	$1,284,856.26