Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

10210 Holly Park Dr, Charlotte, NC 28214

House Description

Welcome to this stunning 5-bedroom, 3-full-bath home located in the desirable Upper River Pointe community of Charlotte! This spacious residence offers the perfect blend of modern upgrades, functional living spaces, and outdoor enjoyment. Step inside to a welcoming open-concept floor plan featuring fresh paint, a spacious living room, and a generous dining area perfect for entertaining family and friends. The heart of the home is the upgraded kitchen featuring beautiful gray cabinetry, stylish backsplash, and an oversized quartz island with plenty of space for meal preparation, casual dining, and gathering with loved ones. The main level offers the convenience of a private guest bedroom and a full bathroom, providing the perfect space for visitors, a home office, or flexible living needs. Upstairs you will find four additional bedrooms, including an impressive primary suite featuring a spacious bedroom and a luxurious ensuite bathroom with double vanity and upgraded elongated toilets. The upstairs laundry room adds everyday convenience by keeping everything close to the bedrooms. Enjoy outdoor living in your private backyard featuring an extended concrete patio, perfect for grilling, entertaining, or relaxing while enjoying your own peaceful retreat. Located in Upper River Pointe, this home offers convenient access to major Charlotte destinations while maintaining a comfortable suburban lifestyle. Enjoy easy access to major roadways including I-485, I-85, and nearby routes connecting you to Uptown Charlotte, Charlotte Douglas International Airport, shopping, dining, and entertainment. The area provides convenient access to everyday essentials, including nearby grocery stores, restaurants, and services. With its spacious 5-bedroom layout, modern finishes, private backyard, and convenient west Charlotte location, this home is the perfect opportunity for buyers looking for comfort, space, and convenience. Schedule your private showing today!

Highlights

Listed by LUCY Rojas , 704-506-7978 NorthGroup Real Estate LLC , 704-412-2804. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

HOA Fee

500 Annually

Year Built

2021

County

Mecklenburg

Neighborhood

Upper Riverpointe

Listing ID

4402789

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Convection Microwave, Convection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Self Cleaning Oven

Air Cond:Central Air,Electric,Heat Pump

Fireplaces:

Floor:Carpet,Tile,Vinyl

Above Ground Sq Ft:2389

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Other - See Remarks

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,293

Taxes

$284

HOA

$500

Home Price

$445,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,293.18

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,293.18	$283.69	$500.00	$3,076.86
Yearly	$27,518.12	$3,404.25	$6,000.00	$36,922.37
Total	$825,543.58	$102,127.50	$180,000.00	$1,107,671.08