Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

16732 Cozy Cove Rd, Charlotte, NC 28278

House Description

Resort-Style Living Meets Move-In Ready Luxury — Your Next Home Awaits in The Palisades! Welcome to a home that truly has it all — modern design, thoughtful upgrades, and an unbeatable lifestyle in the highly sought-after The Palisades community. From the moment you arrive, you’ll notice this beautifully maintained, like-new 4-bedroom, 2.5-bath home stands above the competition. Designed for today’s living, every space combines comfort, functionality, and elevated style — making it irresistible to anyone searching for their next home. Step inside to an open, light-filled floor plan featuring upgraded white oak luxury vinyl plank flooring throughout the main level — durable, elegant, and perfect for everyday living and entertaining. The heart of the home is the stunning chef’s kitchen: Crisp white cabinetry, Sleek quartz countertops in kitchen and baths, Stainless steel appliances included, Seamless flow into the dining and living spaces, whether hosting friends or enjoying quiet evenings, this layout delivers the open-concept lifestyle buyer's demand. Flexibility sets this home apart: Private flex room with double doors — ideal for a dedicated home office, playroom, or study. Spacious upstairs loft perfect for a media room, gym, or second living area. Extra-large second-floor laundry room conveniently located near all bedrooms. The luxurious primary suite offers a true retreat, complete with a spa-like ensuite bath and an oversized walk-in closet designed to impress. Step outside and discover a backyard built for enjoyment: Natural gas fireplace for year-round entertaining, Black aluminum fully fenced yard, Perfect balance of privacy and outdoor living space where evenings become experiences. Living here means more than a home — it means upgrading your lifestyle. Enjoy walkable access to: Resort-style pool, clubhouse, Fitness center, Pickleball courts, Playground & community gathering spaces; All just steps from your front door. Plus, you’re just minutes from Lake Wylie, convenient access to Interstate 77, making commuting, recreation, and dining effortlessly accessible. Move in, unpack, and immediately start enjoying everything The Palisades lifestyle offers in this unbeatable location!

Highlights

Listed by Lauren Eason , 704-774-9907 Gold House Properties LLC , 704-774-9907. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

315 Quarterly

Year Built

2020

County

Mecklenburg

Neighborhood

The Palisades

Listing ID

4382476

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Ice Maker, Refrigerator

Air Cond:Central Air

Fireplaces:Gas Log,Gas Vented,Living Room

Floor:Carpet,Vinyl

Above Ground Sq Ft:2808

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Walk-In Closet(s),Walk-In Pantry,Has Fireplace

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$2,948

Taxes

$365

HOA

$315

Home Price

$572,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$114,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,947.63

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,947.63	$364.65	$315.00	$3,627.28
Yearly	$35,371.61	$4,375.80	$3,780.00	$43,527.41
Total	$1,061,148.15	$131,274.00	$113,400.00	$1,305,822.15