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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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16414 Cozy Cove Rd , Charlotte, NC 28278
$729,900
Est. Payment: $3,761.32/mo
3 Bed
4 Bath
3418 Sqft
Status: pending | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

The details are the point in this meticulously maintained ranch with a finished basement and wooded views in The Palisades, Charlotte. Two suites on the main, a finished basement below — the kind of layout buyers search for and rarely find. Stone-accented front porch, soaring entry door, 10-foot ceilings, wide plank hardwood floors throughout the main level, crown moulding, custom lighting, and a kitchen built around a massive center island. The kitchen is the home's quiet showpiece with tile backsplash, walk-in pantry, and under-and-over cabinet lighting, 36-inch gas cooktop and wall oven. The primary suite is on the main level, private, huge custom tile shower and deep garden tub, walk-in closet and large picture windows showcasing the wooded nature outside. The guest suite is also on the main level with a full en suite with tiled shower. Step through the sliding glass doors to the generous screened porch with seasonal views of Lake Wylie through the tree line. Enjoy the outdoors more on the extended deck with composite decking and black vinyl railings. The open, south-facing layout floods over 2,500 square feet of main level living with natural light from morning through afternoon. In a quiet area of The Palisades with no through traffic, it's the kind of stillness that cannot be added later. The finished walkout basement expands the home considerably. A second living area, bedroom, full bath, and gym space make it a natural extension of the main level, or the foundation for a second living quarters. Beyond the finished area, an expansive unfinished section, over 1,600 sf, offers serious storage and genuine potential. A lower covered porch off the basement creates an indoor-outdoor rhythm across both levels. This home has been meticulously cared for. Professionally cleaned on a regular basis, HVAC-serviced regularly, and carries an active termite warranty. Front and rear in-ground irrigation. Neutral, elegant custom draperies remain with the home. The Palisades wraps this home in resort-style living. Pools, fitness center, pickleball, tennis, basketball, walking trails, and a residents' clubhouse within walking distance. The Palisades Country Club — Jack Nicklaus designed golf, tennis, pickleball, pool, and onsite dining — available by optional membership.

Highlights

Listed by Lorelei Beightol , 704-755-4424 Real Broker, LLC , 855-450-0442. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

315.68 Quarterly

Year Built

2017

County

Mecklenburg

Neighborhood

The Palisades

Listing ID

4351361

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2513
Below Ground Sq Ft:905
Basement:Daylight,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Other:Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Split Bedroom,Storage,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main
Other:City

Exterior Features

Lot:Sloped,Wooded,Views
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$3,761
Taxes
$465
HOA
$316

Home Price

$729,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$145,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,761.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,761.32 $465.31 $315.68 $4,542.32
Yearly $45,135.90 $5,583.74 $3,788.16 $54,507.79
Total $1,354,076.99 $167,512.05 $113,644.80 $1,635,233.84

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T05:59:06.000Z

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