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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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8220 Ruby Valley Rd , Charlotte, NC 28277
$798,000
Est. Payment: $4,112.26/mo
6 Bed
3 Bath
3610 Sqft
Status: active with contingency | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare opportunity in Stone Creek Ranch! This spacious home features a private balcony with beautiful water views! Experience elevated living in the highly desirable Ballantyne area within the sought-after Stone Creek Ranch community. This northeast-facing, 6-bedroom, 3-bathroom home is perfectly positioned on a private lot that overlooks the water, offering a scenic backdrop with peaceful pond views. Designed for comfort and functionality, the main floor features an open layout with a spacious kitchen offering abundant storage and counter space, opening to a family room with a gas fireplace and exceptional water views. The main level also includes a bedroom, full bathroom, formal sitting room, a pantry, and a mudroom. Beyond the sliding doors is an expansive backyard and peaceful pondside walking path to enjoy. Upstairs, the spacious primary suite creates a private retreat where you can enjoy a morning coffee with a scenic pond view or relax in the evenings taking in the quiet water views from your private balcony. From the balcony, a spiral staircase leads directly to the extended patio below for a seamless indoor-outdoor experience. The primary bath has dual vanities, a soaking tub, separate shower, and walk-in closet. The second floor also includes a marble-floor flex space perfect for a relaxation/meditation room, four additional bedrooms (including one oversized bonus/recreation room), and multiple walk-in closets. This home has exceptional storage solutions on each floor. Notable upgrades include a brand-new roof (2023), two high-efficiency HVAC systems (2023), a garage fully equipped for 2-car simultaneous charging (one Level 2 charger and one Level 2 outlet with dedicated wiring for a second), an app-controlled 9-zone irrigation system, smart garage door opener with an integrated camera, a Vivint security system, and an enclosed, raised-bed vegetable garden. Stone Creek Ranch residents enjoy access to premier amenity centers, including north and south clubhouses, pools, playgrounds, and walking trails. Located just minutes from I-485, Life Time Fitness, Flat Branch Nature Preserve, and top-tier shopping and dining at Stonecrest, Rea Farms, Waverly, The Fountains, Promenade on Providence, and Blakeney Town Center. Located near top-rated schools, with the new Cato Ridge Middle School opening soon. This home offers incredible space and beautiful water views!

Highlights

Listed by Dena Ebright , 646-498-9590 and Brian McGowan , 646-498-9590 Keller Williams South Park , 704-602-0400. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

268.1 Quarterly

Year Built

2010

County

Mecklenburg

Neighborhood

Stone Creek Ranch

Listing ID

4373964

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Convection Oven, Dishwasher, Disposal, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Microwave, Oven, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s),Central Air,Electric
Fireplaces:Gas,Gas Log,Living Room
Floor:Carpet,Marble,Tile,Vinyl,Wood
Above Ground Sq Ft:3610
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Cable Prewire,Drop Zone,Entrance Foyer,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Has Fireplace
Other:City

Exterior Features

Lot:Level,Pond(s),Private,Wooded,Views,Other - See Remarks
Lot Dimensions:62X130X61X130
Roof:Fiberglass
Others:In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s),Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Other - See Remarks
Principal Interest
$4,112
Taxes
$509
HOA
$268

Home Price

$798,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$159,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,112.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,112.26 $508.72 $268.10 $4,889.08
Yearly $49,347.10 $6,104.70 $3,217.20 $58,669.00
Total $1,480,412.98 $183,141.00 $96,516.00 $1,760,069.98

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:58:06.000Z

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