Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4118 Polluck Way, Charlotte, NC 28209

House Description

Experience modern luxury in this stunning three-story contemporary townhome loaded with premium upgrades and situated on a premier private lot with a serene tree-lined backdrop. Ideally located in the highly sought-after Madison Park area, you'll enjoy easy access to Montford, Park Road Shopping Center, SouthPark, and Uptown Charlotte. This spacious home has been meticulously cared for and features 3 bedrooms, 2 full baths, and 2 half baths, plus a versatile flex room that could be converted to a fourth bedroom, home office, fitness space, or additional living area. Designed for today's lifestyle, the home includes a Smart Home package and an open-concept floor plan perfect for everyday living and entertaining. The gourmet kitchen is a showstopper, featuring quartz countertops, a dramatic waterfall island, gorgeous tile backsplash, and a spacious walk-in pantry. Modern, upgraded appliances include an undermount sink, a five-burner gas cooktop, a chimney hood, a built-in convection wall oven and microwave with Advantium technology, and fingerprint-resistant stainless steel appliances, including a French door refrigerator and top-control dishwasher. The bright and airy living area showcases gleaming waterproof luxury vinyl plank flooring on the first two levels and wood staircases. An electric fireplace with a granite surround and expansive windows overlooking the surrounding greenery bring the outdoors in, while motorized zebra blinds and ceiling fans throughout add both style and comfort. Retreat to the spacious primary suite featuring an elegant tray ceiling, an oversized walk-in closet, and a luxurious spa-inspired bath complete with quartz countertops, a semi-frameless tiled shower with a built-in seat, and premium finishes. Secondary bathrooms are equally impressive with quartz countertops and upscale fixtures. Additional highlights include luxury hardware throughout, a fully insulated two-car garage, ample storage, and walking trails at your doorstep. Combining contemporary design, premium finishes, and an unbeatable location, this exceptional townhome offers the perfect blend of style, convenience, and comfort.

Highlights

Listed by Anna Martin , 704-231-7967 Coldwell Banker Realty , 704-541-5111. Canopy MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

290 Monthly

Year Built

2023

County

Mecklenburg

Neighborhood

Six Twenty

Listing ID

4403435

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:2

Appliances:Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Electric,Great Room

Floor:Carpet,Tile,Vinyl

Above Ground Sq Ft:2262

Below Ground Sq Ft:0

Other:Attic Stairs Pulldown,Cable Prewire,Entrance Foyer,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Has Fireplace

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$3,293

Taxes

$407

HOA

$290

Home Price

$639,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$127,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,292.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,292.90	$407.36	$290.00	$3,990.26
Yearly	$39,514.78	$4,888.35	$3,480.00	$47,883.13
Total	$1,185,443.48	$146,650.50	$104,400.00	$1,436,493.98