Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

439 Melbourne Ct, Charlotte, NC 28209

House Description

** EXQUISITE custom-built residence in the heart of Sedgefield, completed in 2021 and presenting LIKE NEW. Thoughtfully designed with exceptional finishes and LUXURY upgrades throughout, this remarkable home offers TWO PRIMARY suites and an open, light-filled floor plan ideal for both everyday living and elegant entertaining. The CHEF'S KITCHEN is a showpiece, featuring a gas cooktop, convection microwave, upgraded refrigerator, oversized WALK-IN pantry, and seamless flow into the main living spaces. A sophisticated BUTLER'S PANTRY includes a dual-zone wine refrigerator and separate ice maker, creating the perfect entertaining hub. ** A private EXECUTIVE OFFICE with French doors and custom built-ins provides an ideal work-from-home environment. Expansive glass wall sliding doors in the great room fully retract to create a true INDOOR-OUTDOOR LIVING EXPERIENCE, opening to a SPACIOUS screened porch. ** Outdoor amenities include a lush, FLAT, PRIVACY FENCED backyard, a brick paver patio, irrigated garden area, and a LUXURIOUS HOT TUB with a Covana automated roof and integrated privacy shades. ELECTRIC BLINDS throughout the main floor of the home add both convenience and sophistication. **The MAIN-LEVEL PRIMARY SUITE offers a full bath, spacious walk-in closet, and private exterior entrance—ideal for guests, multigenerational living, or a private retreat. Upstairs, the SPECTACULAR OWNER'S SUITE features a spa-inspired bath with dual shower heads, a deep soaking tub, and an impressive wraparound dual walk-in closet. Additional accommodations include two secondary bedrooms connected by a Jack-and-Jill bath, a FLEXIBLE extra room currently utilized as a fitness studio, and an additional half bath. ** Car enthusiasts will appreciate the OVERSIZED garage with a 20-foot door and dual EV charging stations. A seamless WHOLE-HOME GENERATOR provides peace of mind and uninterrupted comfort. This is an EXCEPTIONAL OPPORTUNITY to own a meticulously curated luxury home in one of Charlotte's most sought-after locations.

Highlights

Listed by Bob Bunzey , 704-907-4131 NorthGroup Real Estate LLC , 704-412-2804. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.22

Year Built

2021

County

Mecklenburg

Neighborhood

Sedgefield

Listing ID

4386806

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:2

Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Exhaust Fan, Exhaust Hood, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Wall Oven, Washer/Dryer, Wine Refrigerator

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Gas,Great Room

Floor:Tile,Wood

Above Ground Sq Ft:3759

Below Ground Sq Ft:0

Other:Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Has Fireplace,Master on Main

Other:City

Payment Calculator

Payment Breakdown

Principal Interest

$10,049

Taxes

$1,243

Home Price

$1,950,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$390,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$10,048.75

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$10,048.75	$1,243.13	$0.00	$11,291.88
Yearly	$120,585.02	$14,917.50	$0.00	$135,502.52
Total	$3,617,550.52	$447,525.00	$0.00	$4,065,075.52