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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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18905 Bankhead Rd , Charlotte, NC 28278
$816,000
Est. Payment: $4,205.02/mo
6 Bed
5 Bath
4213 Sqft
Status: active | Days on site: 149
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Designed for both everyday living and effortless entertaining, this upgraded home offers a custom saltwater pool, builder-finished basement level, flexible living spaces, and thoughtful improvements that add style and function throughout. The fully fenced backyard creates a resort-style outdoor setting with a 2023 custom saltwater fiberglass pool featuring a heater, smart controls, marble decking, and glass waterline tile. Whether relaxing, hosting, playing, or enjoying time outdoors, this space delivers the benefit of a completed pool and outdoor retreat without the cost or timeline of adding one after closing. The builder-finished basement level adds valuable flexibility with upgraded flooring, a shiplap electric fireplace, wet bar with beverage fridge, and designer finishes. Use it for movie nights, game days, entertaining, a lounge area, playroom, fitness space, or additional flex space. An unfinished basement section offers excellent storage and future-use potential for a workshop, hobby area, fitness equipment, or future customization. Solar panels convey. Existing solar loan to be assumed by buyer unless otherwise negotiated. Seller may consider paying off the solar loan with an acceptable offer. Utility averages, solar details, and loan information are available upon request. Conveniently located in Ridgewater, outside The Palisades, and Lake Wylie-area amenities, neighborhood trails, green space, nearby water access, shopping, dining, schools, and commuter routes. This home offers a compelling combination of pool living, flexible space, storage, upgrades, and everyday convenience.

Highlights

Listed by Rae Hoyal , 517-861-1918 EXP Realty LLC Rock Hill , 888-440-2798. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

258.79 Quarterly

Year Built

2022

County

Mecklenburg

Neighborhood

Ridgewater

Listing ID

4346580

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Wall Oven, Washer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:3329
Below Ground Sq Ft:884
Basement:Full,Interior Entry,Walk-Out Access
Other:Attic Stairs Pulldown,Built-in Features,Drop Zone,Entrance Foyer,Garden Tub,Pantry,Walk-In Closet(s),Wet Bar,Has Fireplace
Other:City

Exterior Features

Lot:Corner Lot
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$4,205
Taxes
$520
HOA
$259

Home Price

$816,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$163,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,205.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,205.02 $520.20 $258.79 $4,984.01
Yearly $50,460.19 $6,242.40 $3,105.48 $59,808.07
Total $1,513,805.76 $187,272.00 $93,164.40 $1,794,242.16

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:58:06.000Z

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