FNB Qualified Home- $5,000 toward DOWN payment AND $5,000 toward CLOSING COSTS with NO PMI regardless of how much you put down! Welcome to 2037 Howell Creek Way, a 2023-built home in Charlotte, NC that stands apart with an extensive list of thoughtful upgrades throughout. Bright, open-concept, and move-in ready, this 3-bedroom, 2.5-bath home was designed for both everyday living and effortless entertaining. At the heart of the home is an elevated kitchen package featuring granite countertops, upgraded cabinetry and hardware, a gas range, premium appliances, designer light fixtures, and an upgraded sink. The main level showcases custom wainscoting in the living and dining rooms, a striking entry accent wall with drop-zone shelving and hooks, front door privacy glass, and a stylish powder bath. Blinds and ceiling fans throughout add comfort from day one. Upstairs, the primary suite offers upgraded lighting, custom cabinets and drawers, and a spa-inspired shower with built-in seat. A dedicated office features a designer accent wall, while the guest bath and laundry room round things out with upgraded flooring, hardware, and cabinetry. Outside, enjoy an extended patio with fresh landscaping, an epoxy garage floor, and a larger cement slab in the backyard. The location is just as impressive. Enjoy exceptional walkability to restaurants, shopping, and everyday conveniences, with the same acclaimed developer behind Birkdale Village creating a vibrant, comparable destination right here — plus walking trails that are actively being expanded. You're just a 20-minute drive to Uptown Charlotte, 10 minutes to Concord Mills, and 10 minutes to Reedy Creek Nature Preserve. A rare opportunity to own one of the most upgraded homes in the neighborhood!