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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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12028 Grinstead Ln , Charlotte, NC 28278
$600,000
Est. Payment: $1,333.33/mo
5 Bed
3 Bath
2615 Sqft
Status: Active | Days on site: 13
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2708 - 34208
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House Description

ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $581,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance. The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design. Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space. Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage. Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer. The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $581,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.

Highlights

Listed by Timothy Hansley , 704-621-6837 Dickens Mitchener & Associates Inc , 704-342-1000.

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

300 Quarterly

Year Built

2024

County

Mecklenburg

Neighborhood

Parkside Crossing

Listing ID

4420733

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Water Heater, Exhaust Hood, Gas Range, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air,Zoned
Fireplaces:
Floor:Carpet,Tile,Vinyl
Above Ground Sq Ft:2615
Below Ground Sq Ft:0
Other:
  • Additional:Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
Water:City

Exterior Features

Lot:Level
Lot Dimensions:52x140x52x140
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$1,333
Taxes
$383
HOA
$300

Home Price

$600,000

Loan Details

30 yrs
%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,333.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,333.33 $382.50 $300.00 $2,015.83
Yearly $16,000.00 $4,590.00 $3,600.00 $24,190.00
Total $480,000.00 $137,700.00 $108,000.00 $725,700.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.