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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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12023 Overlook Mountain Dr , Charlotte, NC 28216
$700,000
Est. Payment: $1,555.56/mo
4 Bed
3 Bath
2939 Sqft
Status: Under Contract-Show | Days on site: 102
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House Description

Seize the lake life you've been dreaming of in Mountain Island Lake's highly sought-after Overlook community! Now offered at just $700,000, this all-brick home sits on a private 0.52-acre lot with an oversized deck overlooking a spacious backyard retreat — plus a massive unfinished walkout basement just waiting for your vision. This meticulously maintained home offers gorgeous curb appeal and beautiful, mature landscaping throughout the property. With 4 bedrooms, 3 full bathrooms, and a large bonus room, there's plenty of space for everyone, including a bedroom and full bathroom conveniently located on the main level. Inside, hardwood floors flow through the main level, complemented by abundant natural light, neutral paint, and updated lighting and hardware throughout. The living room centers on a gas fireplace with custom built-ins, and the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern fixtures. Upstairs, the oversized primary suite is a true retreat, with an updated bath and new frameless glass shower. And then there's the basement: nearly 1,400 sq. ft. of additional walkout space, already equipped with electricity (including 220V) and plumbing for a future bath. This blank canvas is ready to become a home gym, workshop, entertainment space, guest suite, or additional living space, giving you room to grow into this home for years to come. Beyond the house itself is the lifestyle. The Overlook offers a clubhouse, tennis and pickleball courts, two new pools scheduled for completion by the end of 2026, walking trails, a private resident boat ramp, basketball and volleyball courts, a soccer field, boat/RV storage, two playgrounds, and a gazebo, plus a full calendar of community events. Boat slips are often available for purchase or rent within the neighborhood, making it even easier to enjoy Mountain Island Lake. Minutes from I-485, Charlotte Douglas International Airport, the U.S. National Whitewater Center, and about 15 minutes from Uptown Charlotte, this is an exceptional value in one of Mountain Island Lake's most prestigious neighborhoods. This is an opportunity to enjoy the space, setting, amenities, and lake lifestyle you've been looking for at just $700,000. Lake days await.

Highlights

Listed by Judy Godley , 704-579-2080 and Heather Flohr , 704-579-2080 Helen Adams Realty , 704-375-8598.

Property Type

Residential

Lot/Acreage
0.52

HOA Fee

1842.83 Annually

Year Built

1998

County

Mecklenburg

Neighborhood

Overlook

Listing ID

4388070

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:Gas Log,Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2939
Below Ground Sq Ft:0
Basement:Exterior Entry,Full,Storage Space,Unfinished,Walk-Out Access
Other:
  • Additional:Attic Stairs Pulldown, Built-in Features, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:City

Exterior Features

Lot:Wooded,Boat Ramp,Other - See Remarks
Lot Dimensions:117x199x109x201
Zoning:R-1
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Faces Side
Principal Interest
$1,556
Taxes
$446
HOA
$1,843

Home Price

$700,000

Loan Details

30 yrs
%

Down Payment

20%
$140,000
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Monthly Price:
$1,555.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,555.56 $446.25 $1,842.83 $3,844.64
Yearly $18,666.67 $5,355.00 $22,113.96 $46,135.63
Total $560,000.00 $160,650.00 $663,418.80 $1,384,068.80

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.