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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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12023 Overlook Mountain Dr , Charlotte, NC 28216
$789,000
Est. Payment: $4,065.88/mo
4 Bed
3 Bath
2939 Sqft
Status: active | Days on site: 56
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Gorgeous, meticulously maintained home in the highly desirable Overlook at Mountain Island Lake! Situated on a beautifully landscaped half-acre lot, this spacious 4-bedroom, 3-bath home offers exceptional living space, including a bonus room. You will love the 1,385 sq ft, unfinished walkout basement, with electricity and plumbing already in place for a future bath—providing endless possibilities for expansion and an abundance of storage space. Think multi-generational living, au pair, workshop or ample living space. Inside, you'll find a welcoming open foyer, stunning hardwood floors throughout the main level, and a thoughtfully designed floor plan featuring a bedroom and full bath on the main floor, ideal for guests or multi-generational living. The spacious family room showcases a gas fireplace with custom built-ins, while the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern hardware and lighting. The primary and guest bathrooms have been beautifully updated, adding style and comfort throughout. Step outside to enjoy the private backyard retreat with an oversized deck, perfect for relaxing or entertaining, along with an irrigation system to keep the lush, immaculate, landscaping looking its best. Residents enjoy fantastic neighborhood amenities in this sought-after lakefront community. Conveniently located near I-485, the airport, the U.S. National Whitewater Center, and just 15 minutes from Uptown Charlotte, this home offers the perfect combination of tranquility, convenience, and lifestyle. A rare opportunity to own a move-in-ready home in one of Mountain Island Lake's most prestigious neighborhoods. You must see this magnificent, gorgeous, well-maintained home and one you have been waiting for!!!

Highlights

Listed by Judy Godley , 704-579-2080 and Heather Flohr , 704-579-2080 Helen Adams Realty , 704-375-8598. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.52

HOA Fee

1842.83 Annually

Year Built

1998

County

Mecklenburg

Neighborhood

Overlook

Listing ID

4388070

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:Gas Log,Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2939
Below Ground Sq Ft:0
Basement:Exterior Entry,Full,Storage Space,Unfinished,Walk-Out Access
Other:Attic Stairs Pulldown,Built-in Features,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Has Fireplace
Other:City

Exterior Features

Lot:Wooded,Boat Ramp,Other - See Remarks
Lot Dimensions:117x199x109x201
Zoning:R-1
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Attached Garage,Garage Faces Side

Open House

Upcoming Open Houses
Sunday 12:00 pm - 2:00 pm Aug 2
Principal Interest
$4,066
Taxes
$503
HOA
$1,843

Home Price

$789,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$157,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,065.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,065.88 $502.99 $1,842.83 $6,411.70
Yearly $48,790.55 $6,035.85 $22,113.96 $76,940.36
Total $1,463,716.59 $181,075.50 $663,418.80 $2,308,210.89

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

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