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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3608 Cowboy Ln , Charlotte, NC 28216
$385,000
Est. Payment: $1,983.98/mo
3 Bed
3 Bath
1962 Sqft
Status: active with contingency | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare opportunity to own 2.5 private acres in one of Charlotte's fastest-growing areas—offering the perfect balance of peaceful country living with everyday convenience. Nestled on a beautiful property complete with a fenced pasture, this home is ideal for those dreaming of space for horses, small livestock, gardening, or simply enjoying the privacy of acreage. Best of all, no HOA and no city taxes. Inside, the open floor plan provides spacious, comfortable living with abundant natural light and a layout designed for both everyday life and entertaining. The kitchen features updated appliances and flows seamlessly into the main living areas. The oversized primary suite is a true retreat with a renovated en-suite bath and a generous walk-in closet. Two additional bedrooms each feature their own full bath, creating an exceptionally functional 3-bedroom, 3-bath floor plan for family or guests. The expansive unfinished basement presents endless possibilities—create a second living area, home office, workshop, art studio, fitness room, or even explore rental or multi-generational living potential. An oversized two-car garage provides ample room for vehicles, hobbies, and additional storage. Located just minutes from shopping, dining, and major commuter routes along Beatties Ford Road, this property delivers the rare feeling of living in the countryside while remaining close to everything Charlotte has to offer. Sold As Is, this home appears structurally sound and is ready for its next owner to add their personal style and updates. Whether you're looking for privacy, acreage, space for animals, or a property with incredible potential, this home is truly a unique opportunity.

Highlights

Listed by Molly Zahn Harrison , 704-737-0440 Select Realty , 980-825-4330. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.53

Year Built

1989

County

Mecklenburg

Neighborhood

None

Listing ID

4406545

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air,Electric,Heat Pump
Fireplaces:Living Room,Wood Burning Stove
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:1962
Below Ground Sq Ft:0
Basement:Exterior Entry,Unfinished,Walk-Out Access
Other:Open Floorplan,Split Bedroom,Walk-In Closet(s),Has Fireplace,Master on Main
Other:Shared Well

Exterior Features

Lot:Private,Creek/Stream,Wooded
Lot Dimensions:156x494
Roof:Composition
Others:Fence
Sewer:Septic Installed
Parking Features:Driveway
Principal Interest
$1,984
Taxes
$245

Home Price

$385,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,983.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,983.98 $245.44 $0.00 $2,229.42
Yearly $23,807.81 $2,945.25 $0.00 $26,753.06
Total $714,234.33 $88,357.50 $0.00 $802,591.83

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T18:02:06.000Z

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