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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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2940 Shady Reach Ln , Charlotte, NC 28214
$649,000
Est. Payment: $3,344.43/mo
5 Bed
3 Bath
3032 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to highly sought-after Mt. Isle Harbor! Nestled on a rare flat, nearly half-acre cul-de-sac lot, this beautifully updated 5-bedroom, 3-bath home offers the perfect blend of space, functionality, and lifestyle in one of Charlotte's premier lake-access communities. Thoughtfully refreshed throughout, the home features fresh interior paint, brand-new carpet, and stunning Carrera quartz countertops in the kitchen and all bathrooms, creating a bright, modern feel from the moment you step inside. Additional updates include recently replaced HVAC systems, a covered front porch addition, 220V garage hookup, updated lighting and plumbing fixtures, and smart home capabilities. The impressive two-story foyer welcomes guests and opens to a flexible front living room and formal dining room, ideal for entertaining, working from home, or everyday living. The eat-in kitchen serves as the heart of the home with abundant cabinetry, generous prep space, beautiful quartz countertops, and a newer LG refrigerator featuring craft ice. The adjoining breakfast area flows seamlessly into the spacious family room, complete with abundant natural light and a cozy gas log fireplace. A main-level bedroom and full bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite offers a relaxing retreat with a garden soaking tub, separate shower, dual vanities, and a large walk-in closet. Generously sized secondary bedrooms feature walk-in closets and share a well-appointed hall bath. The expansive bonus room over the garage provides exceptional flexibility and can easily function as a fifth bedroom plus a playroom, media room, home gym, or second living space. A conveniently located upstairs laundry room includes newer GE front-load washer and dryer. Step outside and enjoy one of the neighborhood's most desirable features—a large, usable flat backyard with endless possibilities for recreation, gardening, entertaining, or future outdoor enhancements. An impressive 12' x 24' detached storage building offers abundant space for a workshop, hobbies, lawn equipment, recreational gear, or additional storage. Mt. Isle Harbor offers exceptional lake lifestyle with community boat docks, boat ramp, boat storage, lake access, basketball, tennis and pickleball courts, soccer field, playground, clubhouse, community pool, lakefront picnic and grilling areas, plus neighborhood social events throughout the year. Conveniently located just minutes from I-485, Riverbend Village shopping and dining, Uptown Charlotte, and Charlotte Douglas International Airport. Move-in ready and packed with updates, this exceptional home offers the perfect combination of modern comfort, outdoor space, and lake-community living.

Highlights

Listed by Cindy Ferguson , 704-904-9417 and Mark Boyd , 704-904-9417 Coldwell Banker Realty , 704-364-3300. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

576 Semi-Annually

Year Built

2001

County

Mecklenburg

Neighborhood

Mt Isle Harbor

Listing ID

4391013

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Air Cond:Attic Fan,Ceiling Fan(s)
Fireplaces:Gas Log
Floor:Carpet,Laminate,Hardwood
Above Ground Sq Ft:3032
Below Ground Sq Ft:0
Other:Entrance Foyer,Garden Tub,Kitchen Island,Pantry,Walk-In Closet(s),Has Fireplace
Other:City

Exterior Features

Lot:Boat Ramp
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$3,344
Taxes
$414
HOA
$576

Home Price

$649,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,344.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,344.43 $413.74 $576.00 $4,334.17
Yearly $40,133.17 $4,964.85 $6,912.00 $52,010.02
Total $1,203,995.02 $148,945.50 $207,360.00 $1,560,300.52

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-02T04:00:06.000Z

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