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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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2832 Shady Reach Ln , Charlotte, NC 28214
$635,000
Est. Payment: $3,272.29/mo
5 Bed
3 Bath
3268 Sqft
Status: active with contingency | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Just 20 minutes from Uptown Charlotte, you'll feel like you've left the city behind. Tucked among mature trees in the waterfront community of Mt Isle Harbor, this beautifully updated 5-bedroom home offers something that's becoming harder to find... space, privacy, and a slower pace of life without sacrificing convenience. Here, grab a cup of coffee and start on an oversized screened porch overlooking nothing but trees instead of neighboring rooftops. Evenings can be spent enjoying Mountain Island Lake, relaxing by the community pool, playing pickleball, or gathering with neighbors during community events. One of the best-kept secrets about Mt Isle Harbor? You can enjoy all the perks of living in a lake community without immediately paying for a boat slip. The neighborhood offers community docks, lake access, a boat ramp, and boat storage, allowing you to embrace the lake lifestyle now and add a boat slip later when you're ready. Inside, you'll find over 3,200 square feet of thoughtfully designed living space featuring brand-new carpeting, fresh paint, updated lighting, hardwood floors, and a beautifully renovated kitchen with white quartz countertops, a striking blue center island, designer backsplash, farmhouse sink, and abundant prep space. The flexible floor plan includes a dedicated main-level office plus an additional finished flex space perfect for a home gym, media room, hobby room, guest retreat, or second office. Spacious bedrooms and an oversized primary suite provide room for everyone to have their own space. Outside, the private half-acre homesite creates a serene backdrop rarely found this close to Charlotte. With no neighbors directly behind the home and mature trees surrounding the backyard, you'll enjoy the kind of privacy that makes it easy to forget you're just minutes from shopping, dining, I-485, Charlotte Douglas International Airport, and Uptown. If you've been searching for a home that feels like an escape without giving up the convenience of city living, you've just found it.

Highlights

Listed by Nicole Gates , 980-297-1727 Realty One Group Revolution , 704-659-4409. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

576 Semi-Annually

Year Built

2000

County

Mecklenburg

Neighborhood

Mt Isle Harbor

Listing ID

4386947

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Disposal, Exhaust Fan, Exhaust Hood, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas
Floor:Carpet,Linoleum,Tile,Wood
Above Ground Sq Ft:3268
Below Ground Sq Ft:0
Other:Attic Stairs Pulldown,Entrance Foyer,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Has Fireplace
Other:City

Exterior Features

Lot:Wooded,Beach - Public,Boat Ramp – Community,Boat Slip – Community,Dock
Sewer:Public Sewer
Parking Features:Attached Garage
Principal Interest
$3,272
Taxes
$405
HOA
$576

Home Price

$635,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$127,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,272.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,272.29 $404.81 $576.00 $4,253.10
Yearly $39,267.43 $4,857.75 $6,912.00 $51,037.18
Total $1,178,022.86 $145,732.50 $207,360.00 $1,531,115.36

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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