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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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5401 Mountain Point Ln , Charlotte, NC 28216
$1,899,000
Est. Payment: $9,785.94/mo
4 Bed
4 Bath
3239 Sqft
Status: active | Days on site: 149
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

There are homes you purchase, and then there are homes you experience. From the moment you turn onto Mountain Point Lane, the canopy of trees opens to reveal sparkling water, setting the stage for a property unlike any other on Mountain Island Lake. Rather than asking you to imagine the lifestyle, this home simply lets you enjoy it. Thoughtfully designed for everyday comfort and unforgettable entertaining, every detail has been carefully curated to embrace waterfront living. One of this estate's most remarkable features is its extraordinary view that seems to span almost 220 degrees. Panoramic vistas stretch across open water toward more than 1,500 acres of the Latta Nature Preserve—permanently protected land that preserves the natural beauty of the shoreline for generations to come. It's a rare opportunity to enjoy an ever-changing landscape of water, wildlife, and mature hardwoods with the confidence that the scenery will remain beautifully untouched. Step outside and discover a private retreat designed for both relaxation and entertaining. The heated saltwater gunite pool and hot tub feature expansive walk-in entry steps, creating an inviting place to unwind. Gas fire features frame the swim-up bar with submerged seating, while the spacious pool bath, complete with dual showers and elegant granite finishes, allows guests to comfortably enjoy the outdoor spaces all day. Entertaining is effortless with two fully equipped outdoor kitchens. The lakeside kitchen features a gas griddle, commercial hood, warming drawers, and a generous prep area ideal for hosting family gatherings or larger celebrations. A second poolside kitchen keeps refreshments and casual meals close at hand. Complementing these spaces are a charming guest cabana with its own kitchenette, a gazebo with tranquil water features, a wood-burning fire pit, an outdoor shower, and beautifully maintained herb and flower gardens that complete the outdoor experience. The newly constructed double-decker dock extends the living space onto the lake itself. Built with Trex-style composite materials and featuring a waterproof Gutter Deck upper level that stays comfortable underfoot, it offers the perfect setting for morning coffee, sunset gatherings, or simply taking in the view. A 10,000-pound boat lift, Rotomag jet ski lift, extra-wide stairs for kayaks and paddleboards, and a paved golf cart path provide convenient access to the water, while a lakeside porch swing creates one more peaceful place to enjoy the surroundings. Inside, the home balances timeless style with everyday functionality. The chef's kitchen opens to a warm and inviting great room featuring artisan-bleached stonework and a whitewashed shiplap ceiling. The flowing floor plan connects four bedrooms, three-and-a-half baths, and 3,239 square feet of thoughtfully designed living space, creating an atmosphere that is both refined and welcoming. Set on 1.61 private acres with a desirable rectangular lot and a three-car garage, 5401 Mountain Point Lane offers a combination of location, amenities, and protected waterfront views that is increasingly difficult to find. The extensive outdoor features—including the pool, dock, boat and jet ski lifts, dual outdoor kitchens, cabana, gazebo, and professionally designed entertaining spaces—create a property that offers exceptional value and a lifestyle unlike most available on Mountain Island Lake. This is a home best appreciated in person. Schedule your tour today and experience everything this remarkable waterfront estate has to offer.

Highlights

Listed by Gina Collias , 704-692-4774 Lake Homes Realty LLC , 866-525-3466. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.61

HOA Fee

725 Annually

Year Built

1991

County

Mecklenburg

Neighborhood

Mountain Point

Listing ID

4341424

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Dryer, Gas Cooktop, Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer
Air Cond:Central Air,Ductless
Fireplaces:Den,Fire Pit,Gas Log,Outside
Floor:Carpet,Stone,Tile,Wood
Above Ground Sq Ft:3239
Below Ground Sq Ft:0
Other:Open Floorplan,Walk-In Closet(s),Has Fireplace
Other:City

Exterior Features

Lot:Waterfront,Boat House,Boat Lift,Boat Ramp – Community,Covered structure,Paddlesport Launch Site,Personal Watercraft Lift,Dock
Roof:Architectural Shingle
Others:Fire Pit,Dock - Floating,In-Ground Hot Tub / Spa,In-Ground Irrigation,Outdoor Kitchen,Storage
Sewer:Private Sewer
Parking Features:Circular Driveway,Driveway,Electric Gate,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry
Principal Interest
$9,786
Taxes
$1,211
HOA
$725

Home Price

$1,899,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$379,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,785.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $9,785.94 $1,210.61 $725.00 $11,721.55
Yearly $117,431.26 $14,527.35 $8,700.00 $140,658.61
Total $3,522,937.66 $435,820.50 $261,000.00 $4,219,758.16

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:58:06.000Z

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