Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1047 White Plains Rd, Charlotte, NC 28213

House Description

Welcome to 1047 White Plains Road, Charlotte, NC 28213 — a beautifully updated full-brick ranch offering the perfect blend of timeless construction, modern updates, and an unbeatable location. Nestled on over one-third of an acre with no HOA, this 4-bedroom, 3-bathroom home features roughly 2,000 square feet of living space, a finished walkout basement, and a large, cleared backyard that backs to a natural tree line for added privacy and a peaceful setting. Inside, you'll find updated finishes, spacious living areas, and a flexible floor plan designed to accommodate a variety of lifestyles. The full walkout basement provides endless possibilities for additional living space, a home office, play room, guest suite, and/or gym. Step outside and enjoy the freedom that comes with a generous backyard—perfect for entertaining, gardening, pets, outdoor play, or simply relaxing while enjoying the privacy of mature trees behind the property. Location is everything, and this home delivers. Situated less than 5 minutes from Charlotte's vibrant NoDa Arts District, you'll enjoy easy access to some of the city's most beloved local breweries, coffee shops, live music venues, art galleries, restaurants, and neighborhood events. Commuters will appreciate being just 15 minutes from Uptown Charlotte and less than 20 minutes from Charlotte Douglas International Airport, providing convenient access to employment centers, entertainment, dining, professional sports, and travel. The combination of full-brick construction, a walkout basement, a large homesite, no HOA restrictions, and proximity to some of Charlotte's most desirable destinations makes this a rare opportunity. Qualified buyers may be eligible for First National Bank's Community Uplift program providing upt o $10,000 in closing cost & down payment assistance, as well as no mortgage insurance requirements, potentially making homeownership more affordable. Don't miss your chance to own a move-in-ready home with space, privacy, and convenience in one of Charlotte's most rapidly growing areas.

Highlights

Listed by Khafilat Akinwande , 704-804-9595 Coldwell Banker Realty , 704-547-8490. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

0.35

Year Built

1965

County

Mecklenburg

Neighborhood

Hidden Valley

Listing ID

4392181

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,804

Taxes

$223

Home Price

$349,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$69,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.57

Principal

Taxes