SELLER FINANCING AVAILABLE at unbeatable rate! or 100% Financing through FNB. Almost new and Move-In ready. Welcome home to this energy-efficient, two-story residence in the highly desirable Belterra community. Located in an established neighborhood, allowing you to enjoy the benefits of newer construction without the ongoing construction noise, traffic, and inconvenience that often come with growing communities. Ideally situated just minutes from shopping, dining, schools, and entertainment, Belterra offers convenient access to Uptown Charlotte, Northlake Mall, Mount Holly, the U.S. National Whitewater Center, and Charlotte Douglas International Airport. Inside, you'll find a bright and spacious open floor plan featuring a large living area, versatile loft, attached two-car garage, and a generous primary suite designed for comfort and relaxation. The backyard provides the perfect setting for outdoor gatherings, relaxing evenings, and enjoying warm Carolina weather. The well-appointed kitchen is the heart of the home, complete with a large center island, ample storage, and modern appliances that are all included, ideal for everyday living and entertaining. This property QUALIFIES for 100% FINANCING with no PMI and $5,000 in towards closing costs or rate buy down.