Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

1613 Umstead St , Charlotte, NC 28205
$1,475,000
Est. Payment: $7,600.98/mo
4 Bed
5 Bath
4187 Sqft
Status: active | Days on site: 239
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Wowza… What is NOT to LOVE? This is the kind of house your friends will immediately want to hang out in. Tucked between NoDa, Plaza Midwood, Vila Heights, and Uptown, this newer build was designed for people who love to entertain, host, and occasionally make the group chat a little jealous. The third floor is the ultimate party trick — a full entertaining space with extra cabinetry, full-size fridge, dishwasher, and access to a covered terrace with skyline views that absolutely hits at sunset. Movie nights, game days, cocktails before dinner at Optimist Hall… this space was made for all of it. Downstairs, the kitchen brings the drama in the best way possible with a massive waterfall-edge island, double ovens, gas cooktop, KitchenAid appliances, slim shaker cabinetry, and gorgeous white oak floors throughout. The kitchen flows effortlessly into the living area and out to the screened porch with TimberTech composite decking, because every good gathering eventually ends up outside. Every bedroom has its own en-suite bath, all finished with gorgeous tile work that feels more boutique hotel than builder-grade. There’s also a practical drop zone for backpacks, gym bags, dog leashes, Amazon boxes, and all the stuff real life comes with. And unlike so many newer homes, this one still gives you a large fenced yard with room for dogs, gardening, cornhole tournaments, or future pool dreams. With this much space this is more than likely your “Forever Home”. Then come the upgrades you may not notice right away… but your dad definitely will. Encapsulated crawlspace, foam-insulated attic, tankless water heater with recirculating pump, EV charger, hot/cold garage hose bibs, and thoughtful energy-efficient features throughout that make this home not just beautiful, but smart and comfortable too. Stylish without trying too hard, loaded with quality upgrades, and close to some of Charlotte’s best restaurants, breweries, coffee shops, and nightlife — this is Charlotte living done very, very well.

Highlights

Listed by Lara Bucci , 937-520-7992 Savvy + Co Real Estate , 704-330-8326. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

Year Built

2025

County

Mecklenburg

Neighborhood

Belmont

Listing ID

4305021

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room
Floor:Tile,Wood
Above Ground Sq Ft:4187
Below Ground Sq Ft:0
Other:Attic Walk In,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry,Wet Bar,Has Fireplace
Other:City

Exterior Features

Roof:Architectural Shingle,Metal
Sewer:Public Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s),Attached Garage
Principal Interest
$7,601
Taxes
$940

Home Price

$1,475,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$295,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,600.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,600.98 $940.31 $0.00 $8,541.29
Yearly $91,211.74 $11,283.75 $0.00 $102,495.49
Total $2,736,352.31 $338,512.50 $0.00 $3,074,864.81

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS