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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1613 Umstead St , Charlotte, NC 28205
$1,399,000
Est. Payment: $3,108.89/mo
4 Bed
5 Bath
4187 Sqft
Status: Active | Days on site: 285
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6217 - 64908
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House Description

Experience the rare combination of new-construction luxury, exceptional space, and an unbeatable urban location. Ideally positioned in Belmont just minutes from Plaza Midwood, NoDa, and Uptown, this stunning 4-bedroom, 4.5-bath home offers approximately 4,200 square feet across three thoughtfully designed levels. The main level was made for everyday living and effortless entertaining, featuring beautiful white oak flooring, a spacious open-concept living area, and a chef-inspired kitchen with a striking waterfall island, gas cooktop, double ovens, abundant cabinetry, and a walk-in pantry. The living space flows seamlessly to the screened porch and backyard, creating an inviting indoor-outdoor connection. Upstairs, the private bedroom level offers generous accommodations, including a luxurious primary suite and well-appointed secondary bedrooms. Thoughtful details throughout the home provide the comfort and finish level expected from a truly exceptional new build. Then comes the showstopper: the entire third floor is dedicated to living and entertaining. A spacious bonus room with its own kitchenette opens to a covered porch, creating an incredible private retreat for movie nights, game days, guests, a home office, or simply relaxing above it all. This flexible level gives the home a versatility rarely found in Charlotte's urban core. Outside, enjoy a sizable backyard, two-car garage, and the convenience of being close to some of Charlotte's most sought-after restaurants, breweries, coffee shops, entertainment, greenways, and neighborhood destinations. Why choose between space and location when you can have both? Live minutes from Uptown while enjoying the walkable, energetic lifestyle of Belmont and Plaza Midwood—all from a brand-new luxury home with room to truly live, work, and entertain. 1613 Umstead Street is more than a new home—it's an urban lifestyle with room to grow.

Highlights

Listed by Lara Bucci , 937-520-7992 Savvy + Co Real Estate , 704-330-8326.

Property Type

Residential

Lot/Acreage
0.17

Year Built

2025

County

Mecklenburg

Neighborhood

Belmont

Listing ID

4305021

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Double Oven, Freezer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Refrigerator with Ice Maker
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room
Floor:Tile,Wood
Above Ground Sq Ft:4187
Below Ground Sq Ft:0
Other:
  • Additional:Attic Walk In, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Has Fireplace
Water:City

Exterior Features

Roof:Architectural Shingle,Metal
Sewer:Public Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s),Attached Garage
Principal Interest
$3,109
Taxes
$892

Home Price

$1,399,000

Loan Details

30 yrs
%

Down Payment

20%
$279,800
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Monthly Price:
$3,108.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,108.89 $891.86 $0.00 $4,000.75
Yearly $37,306.67 $10,702.35 $0.00 $48,009.02
Total $1,119,200.00 $321,070.50 $0.00 $1,440,270.50

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

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Market insight data is pulled from the same city as the listing being viewed (Charlotte, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.