Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

103 B Garden St, Chapel Hill, NC 27517

House Description

Unicorn new construction zoned for East Chapel Hill High with the freedom of no HOA, a short walk to Wegman's. Don't spend your weekend working on your home - this one is covered by a one year warranty. The yard is maintenance free. This quiet and friendly neighborhood is close to commuter routes for Duke, UNC and RTP. Great shopping nearby at Trader Joe's and Whole Foods. The home features high ceilings, large windows and an open floor plan for light and spacious living. Thoughtfully chosen fixtures and plenty of storage. The kitchen has a pantry, quartz countertops with a generous island and superior appliances. Great for entertaining and quality time together. Enter the house through the 2-car garage and a practical mud room/laundry room. The primary bedroom has treehouse views out the back, with a walk-in closet and a large en-suite bathroom. Two additional bedrooms share a bath. There is easy access to the deck where you can sit and enjoy the fully fenced private backyard. Free Chapel Hill bus line stop is right around the corner (Route D) and brings you to UNC hospital in just over 20 minutes. There are six luxury custom homes currently under development nearby, reflecting the continued investment in this desirable location. Covered by one year builders warranty. This is a rare opportunity in one of Chapel Hill's most convenient and evolving neighborhoods. Come have a look.

Highlights

Listed by Jenny McMillan , 919-260-3193 Nest Realty of the Triangle , 919-948-6378. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.13

Year Built

2026

County

Orange

Neighborhood

University Heights

Listing ID

10175245

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1609

Below Ground Sq Ft:0

Other:Ceiling Fan(s),High Ceilings,High Speed Internet,Kitchen Island,Pantry,Quartz Counters,Recessed Lighting,Smooth Ceilings,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,731

Taxes

$245

Home Price

$530,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$106,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,731.20

Principal

Taxes