Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

400 W Rosemary St Unit 401, Chapel Hill, NC 27516

House Description

Luxury Townhome-Style Condo for Rent 400 W Rosemary St. Unit 401 | Downtown Chapel Hill 3 Bedrooms • 2 Bathrooms • 4 Stories • Private Rooftop Terrace • 1-Bay Private Garage Why You'll Love It 1. Downtown at Your Doorstep Walk to Franklin Street, UNC-Chapel Hill, UNC Hospitals, award-winning restaurants, cafés, breweries, boutique shopping, and year-round events. Multiple fare-free Chapel Hill Transit routes make getting around effortless. 2. Townhome Privacy. Condo Convenience. Unlike most luxury apartments, this unique four-story home has no neighbors directly above or below your living space. Enjoy a quieter lifestyle with more privacy—no footsteps overhead and no worrying about disturbing neighbors beneath you. 3. Fresh, Stylish & Move-In Ready Beautifully renovated with new luxury flooring, premium carpet, modern lighting, fresh paint, and updated stairs, creating a bright, contemporary home that feels brand new. 4. Your Own Rooftop Escape A rare private rooftop terrace offers the perfect place to enjoy morning coffee, entertain friends, unwind after work, or celebrate a Tar Heels victory under the Carolina sky. 5. Luxury That Fits Your Lifestyle A spacious kitchen with stainless steel appliances, in-unit washer and dryer, generous storage, and a private 1-bay garage make everyday living effortless. The HOA maintains the exterior, so you can spend more time enjoying Chapel Hill and less time maintaining your home. 6. A Rare Opportunity Few homes combine a walkable downtown location, four-story townhome layout, private rooftop terrace, attached garage, and recent renovations in one exceptional property. This is luxury downtown living at its best. Perfect for UNC faculty, physicians, healthcare professionals, executives, graduate students, and anyone seeking an upscale, low-maintenance lifestyle in the heart of Chapel Hill. Available Now — Schedule your private tour today!

Highlights

Listed by Xueni Chang , 984-710-6853 Costello Real Estate & Investm , 980-938-8920. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

HOA Fee

330 Monthly

Year Built

2005

County

Orange

Neighborhood

Rosemary Village

Listing ID

10157534

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Cooktop, Dishwasher, Dryer, Electric Cooktop, Electric Range, Free-Standing Electric Range, Free-Standing Range, Free-Standing Refrigerator, Microwave, Range, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Washer/Dryer, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:1312

Below Ground Sq Ft:0

Basement:Unfinished

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Dual Closets,Granite Counters,Living/Dining Room Combination,Natural Woodwork,Recessed Lighting,Stone Counters,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,829

Taxes

$549

HOA

$330

Home Price

$549,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$109,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,829.11

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,829.11	$549.22	$330.00	$3,708.33
Yearly	$33,949.32	$6,590.66	$3,960.00	$44,499.98
Total	$1,018,479.61	$197,719.80	$118,800.00	$1,334,999.41