Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

101 Ray Rd, Chapel Hill, NC 27516

House Description

WELCOME HOME to your very own 4.5 Acre Oasis where Mother Nature provides the backdrop with breathtaking pond views that greet you daily and can be enjoyed from both inside and out! Experience the perfect blend of natural beauty, serene seclusion, and everyday convenience on this extraordinary estate with county taxes and still districted for the highly sought-after Chapel Hill-Carrboro City Schools. Lovingly maintained by the original owners, this light-filled, one-level brick ranch offers exceptional flexibility for today's lifestyle, including ideal multi-generational living opportunities. Designed with a thoughtful connection to its surroundings, the home embraces natural light, scenic views, and seamless indoor-outdoor living. Relax on the cozy side screened porch, the extensive rear open deck or the front porch swing overlooking the pond, creating the perfect place to unwind in every season. The picturesque 4.5-acre setting features mature trees, expansive open spaces, and gently rolling land, providing endless possibilities for gardening, hobby farming, horses, recreation, or simply enjoying spectacular sunsets and incredible stargazing under wide-open skies. A spacious two-car garage with workshop offers additional flexibility for projects, storage, or hobbies. Enjoy the tranquility of a true country estate without sacrificing convenience—just 6-7 minutes from downtown Carrboro and Chapel Hill. Properties offering this level of privacy, acreage, versatility, and location are exceptionally rare. This is more than a home—it's a lifestyle and a legacy waiting to be enjoyed for generations.

Highlights

Listed by Chad Lloyd , 919-606-8511 Long & Foster Real Estate INC , 919-942-4822. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

4.49

Year Built

1961

County

Orange

Neighborhood

Not in a Subdivision

Listing ID

10182167

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Cooktop, Dishwasher, Electric Cooktop, Electric Water Heater, Free-Standing Refrigerator, Ice Maker, Oven, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater, Water Softener

Air Cond:Ceiling Fan(s),Central Air,Dual

Fireplaces:Gas,Gas Log,Living Room

Floor:Carpet,Hardwood,Tile,Vinyl,Wood

Above Ground Sq Ft:2270

Below Ground Sq Ft:0

Other:Beamed Ceilings,Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Dual Closets,Eat-in Kitchen,Granite Counters,High Speed Internet,Pantry,Recessed Lighting,Stone Counters,Walk-In Closet(s),Office

Other:Well

Exterior Features

Lot:Back Yard,Cleared,Farm,Few Trees,Front Yard,Garden,Gentle Sloping,Hardwood Trees,Landscaped,Level,Many Trees,Near Public Transit,Open Lot,Partially Cleared,Pond on Lot,Private,Views,Waterfront,Wooded

Zoning:WR

Roof:Shingle

Others:Barbecue,Garden,Outdoor Grill,Rain Gutters,Storage,Covered,Deck,Enclosed,Front Porch,Porch,Screened,Side Porch

Sewer:Septic Tank

Parking Features:Additional Parking,Attached,Driveway,Garage,Garage Door Opener,Parking Pad,Storage

Payment Calculator

Payment Breakdown

Principal Interest

$5,024

Taxes

$475

Home Price

$975,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$195,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,024.38

Principal

Taxes