Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

61 Black Bear Ct, Chapel Hill, NC 27516

House Description

READY TO MOVE IN! A peaceful retreat wrapped in luxury and thoughtful details, this Randers model home built by J. Fuller Homes features 4 bedrooms and 3 and one half bathrooms, will help the day melt away when you walk into the elegant features including 10' ceilings on the main level, large kitchen island with quartz countertops and a white farmers sink, gourmet-level gas cooktop and wall oven, huge walk-in pantry, main level primary bedroom with tray ceiling and ceiling fan, double tiled shower in the primary bath, accented with black plumbing fixtures and gigantic walk-in closet. The formal office has accent wall details and paint, flanked with French doors. A triple slider door leads to the screened-in porch overlooking the very private backyard (behind it is HOA land). Upstairs features 3 more bedrooms with walk-in closets, a bonus room, and extra unfinished attic storage space. Driving just 17 min south from Chapel Hill to Morgan Ridge, the country roads help you unwind and enjoy the beauty of your neighborhood. RDU airport (31 min) Downtown Durham (32 min) are easy drives to make your Home a peaceful luxurious retreat. Come find yours!

Highlights

Listed by Heidi Grable , 919-801-4815 Berkshire Hathaway HomeService , 919-383-4663. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.69

HOA Fee

112 Monthly

Year Built

2026

County

Chatham

Neighborhood

Morgan Ridge

Listing ID

10151376

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Gas Cooktop, Microwave, Oven

Air Cond:Heat Pump,Zoned

Fireplaces:

Floor:Carpet,Tile,Wood

Above Ground Sq Ft:3155

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Crown Molding,Entrance Foyer,Kitchen Island,Master Downstairs,Quartz Counters,Recessed Lighting,Storage,Tray Ceiling(s),Walk-In Closet(s),Bonus Room,Office

Other:Shared Well

Payment Calculator

Payment Breakdown

Principal Interest

$5,746

Taxes

$29

HOA

$112

Home Price

$1,114,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$223,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$5,745.82

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$5,745.82	$28.53	$112.00	$5,886.35
Yearly	$68,949.83	$342.35	$1,344.00	$70,636.18
Total	$2,068,494.98	$10,270.50	$40,320.00	$2,119,085.48