Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

101 White Oak Way, Chapel Hill, NC 27514

House Description

Welcome to Kirkwood! Tucked into a quiet, wooded hillside just minutes from beautiful downtown Chapel Hill, this single-story 2 bedroom/2 bath end unit offers 1,407 square feet of comfortable, easy living. The living room features a built-in desk, bookcase, and a cozy fireplace. Between the skylight that fills the space with natural light throughout the day, and the open dining space surrounded by windows on three sides, the primary living space is naturally bright and airy. The kitchen has ample cabinetry, a second small dining space, and you're just a few steps away from your private patio and gardener's oasis. Both bedrooms are genuinely spacious. There are hardwood floors throughout, and the primary bath has been tastefully updated. Kirkwood residents enjoy a pool, tennis and pickleball courts, and beautifully maintained grounds. With access to Chapel Hill-Carrboro City Schools, a short ride from UNC, Duke, and major shopping (Trader Joe's, Wegmans, AND Whole Foods within 5 minutes!), and easy I-40 access, this location simply can't be beat.

Highlights

Listed by Kathleen Jasinskas , 917-981-8456 and Kelly Alexander , 919-414-9307 Flex Realty , 919-355-4376. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.08

HOA Fee

371 Monthly

Year Built

1984

County

Orange

Neighborhood

Kirkwood

Listing ID

10176556

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Free-Standing Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer Stacked, Water Heater

Air Cond:Ceiling Fan(s),Central Air

Fireplaces:Living Room

Floor:Hardwood,Tile

Above Ground Sq Ft:1407

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters,Recessed Lighting,Smooth Ceilings,Vaulted Ceiling(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,932

Taxes

$383

HOA

$371

Home Price

$375,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,932.45

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,932.45	$382.75	$371.00	$2,686.20
Yearly	$23,189.43	$4,593.02	$4,452.00	$32,234.45
Total	$695,682.79	$137,790.60	$133,560.00	$967,033.39