Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

505 Jade Crk Cir, Chapel Hill, NC 27516

House Description

*HOME NOT YET STARTED* Buyer has the opportunity to personalize their options on this plan. This is model home photography for illustrative purposes only. Personalize your new Energy Star certified home! Buyer will visit our beautiful design studio to work w/an expert designer to truly personalize this home. Beautiful split floor plan ranch offers the perfect layout for both everyday living and entertaining, featuring a spacious open-concept kitchen and family room. The kitchen is a true showstopper with granite countertops and Whirlpool appliances, blending style and functionality. Retreat to your stunning en-suite primary bedroom, complete with dual sink vanities and a luxurious primary shower designed for comfort and relaxation. Don't miss this amazing opportunity to own a brand-new home in a prime location with easy access to downtown Carrboro, Chapel Hill, and US-40--making commuting and enjoying local dining, shopping, and entertainment a breeze.

Highlights

Listed by L. Calvin Ramsey , 919-573-4550 Ramsey Realtors Team Inc , 919-427-4328. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.1

HOA Fee

288.75 Quarterly

Year Built

2026

County

Orange

Neighborhood

Jade Creek

Listing ID

10180763

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Electric Range, Microwave

Air Cond:Dual

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:1501

Below Ground Sq Ft:0

Other:Granite Counters,High Ceilings,Pantry,Quartz Counters,Separate Shower,Smart Thermostat,Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,WaterSense Fixture(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,556

Taxes

$316

HOA

$289

Home Price

$495,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,198

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,555.94

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,555.94	$316.19	$288.75	$3,160.88
Yearly	$30,671.26	$3,794.32	$3,465.00	$37,930.59
Total	$920,137.89	$113,829.71	$103,950.00	$1,137,917.59

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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