Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

86500 Holmes, Chapel Hill, NC 27517

House Description

PRE-SALE OPPORTUNITY. NOT YET BEGUN CONSTRUCTION (ESTIMATED TO BE COMPLETED IN APPROXIMATELY NOVEMBER 2026) Discover this exceptional new construction home in the highly acclaimed Morehead Forest community, located within the prestigious Governors Club. Presented by Perfection Home, an esteemed member of the Governors Club Custom Home Program. This residence offers a premier location and superior craftsmanship. Designed with an open and airy layout, the home features a spacious first-floor primary suite along with an additional guest bedroom on the main level. A separate dedicated office or den adds flexibility for work or relaxation. The gourmet kitchen, complete with a high-end Viking appliance package, opens seamlessly to the dining area and expansive family room, creating a perfect flow for everyday living and entertaining. Upstairs, you'll find two additional guest bedrooms, a large and versatile loft area, and an abundance of storage space with potential for future expansion. Enjoy outdoor living with a welcoming wrap-around front porch, a screened-in rear porch, and an open-air deck—ideal for relaxing or entertaining. Situated on a corner lot with flat topography, this home offers a rare combination of comfort, elegance, and location. Governors Club is a gated community with private country club options. Home to the Jack Nicklaus Signature 27 hole golf course, tennis courts, pools, fitness center & playground. For more information on available memberships, please contact the Governors Club Membership Director's office. More than 400 social events, clubs, tennis, swim, fitness. Tours of the clubhouse & amenities can be arranged. Close proximity to UNC, Duke, RTP, RDU Airport, top-notch shopping, sports, entertainment & medical facilities.

Highlights

Listed by Scott Kelley , 919-612-4968 Governors Club Realty , 919-968-8500. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.31

HOA Fee

3894 Annually

Year Built

2025

County

Chatham

Neighborhood

Governors Club

Listing ID

10107467

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Down Draft, Gas Cooktop, Microwave

Air Cond:Central Air,Dual

Fireplaces:

Floor:Hardwood,Tile

Above Ground Sq Ft:3858

Below Ground Sq Ft:0

Other:Bookcases,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Separate Shower,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet,Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$7,086

Taxes

$5,717

HOA

$3,894

Home Price

$1,375,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$275,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,085.66

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$7,085.66	$5,716.50	$3,894.00	$16,696.16
Yearly	$85,027.90	$68,598.00	$46,728.00	$200,353.90
Total	$2,550,836.90	$2,057,940.00	$1,401,840.00	$6,010,616.90