Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

77236 Stedman, Chapel Hill, NC 27517

House Description

Nestled on a private, acre-plus, cul-de-sac homesite within the prestigious gated community of Governors Club. This extraordinary five-bedroom estate offers an exceptional blend of timeless architecture, luxurious comfort, and effortless everyday living. Designed to embrace natural light from every angle, the residence features multiple private balconies that create a seamless connection between the elegant interior and the surrounding landscape. The heart of the home is a spectacular chef's kitchen appointed with premium Viking appliances, thoughtfully designed to flow into the spacious family room, inviting sunroom, and multiple outdoor patios, creating an ideal setting for intimate gatherings or grand-scale entertaining. The expansive first-floor primary suite serves as a luxurious private retreat, offering the convenience of main-level living with generous space and refined finishes. A large media room with a wet bar provides the perfect venue for movie nights, sporting events, or entertaining family and friends, while the extra-deep three-bay garage offers exceptional room for multiple vehicles, and abundant storage. Rarely does a home combine the beauty of a level estate homesite, the privacy of a quiet cul-de-sac setting, the convenience of walking to community amenities, and a floor plan designed for both elegant entertaining and comfortable daily living. This is an exceptional opportunity to experience one of Governors Club's finest luxury properties and enjoy the unmatched lifestyle of one of the Triangle's premier gated golf course communities. Governors Club is a premier gated community offering private country club membership options, featuring a Jack Nicklaus Signature 27-hole golf course, tennis courts, swimming pools, fitness center, playground, and an active social calendar with over 400 events and clubs. Ideally located near UNC, Duke, RTP, RDU Airport, top-tier shopping, dining, entertainment, and medical facilities. Tours of the clubhouse and amenities are available. For more information on available memberships, please contact the Governors Club Membership Director's office. More than 400 social events, clubs, tennis, swim, fitness. Tours of the clubhouse & amenities can be arranged. Close proximity to UNC, Duke, RTP, RDU Airport, top-notch shopping, sports, entertainment & medical facilities.

Highlights

Listed by Scott Kelley , 919-612-4968 and Emma Kelley , 919-704-0637 Governors Club Realty , 919-968-8500. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.36

HOA Fee

3957 Annually

Year Built

2008

County

Chatham

Neighborhood

Governors Club

Listing ID

10179088

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Electric Water Heater, Gas Range

Air Cond:Central Air,Zoned

Fireplaces:Family Room,Gas Log

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:5081

Below Ground Sq Ft:0

Other:Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Pantry,Master Downstairs,Separate Shower,Shower Only,Smooth Ceilings,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$7,704

Taxes

$752

HOA

$3,957

Home Price

$1,495,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$299,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$7,704.04

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$7,704.04	$751.66	$3,957.00	$12,412.70
Yearly	$92,448.51	$9,019.87	$47,484.00	$148,952.38
Total	$2,773,455.40	$270,596.10	$1,424,520.00	$4,468,571.50