Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

105 Arcadia Ln, Chapel Hill, NC 27514

House Description

A private oasis in the heart of Chapel Hill! Located in the highly sought-after CHCCS district and within walking distance of East Chapel Hill High School, this exceptional home offers easy access to UNC, Duke, Cedar Falls Park, and abundant shopping and dining. Nestled in Chesley, a desirable neighborhood known for its spacious lots and mature landscaping, the home features updated kitchen and bathrooms, beautiful hardwood floors, and abundant natural light from multiple skylights. The flexible floor plan includes a main-level primary suite plus an additional bedroom on the first floor. A serene sunroom overlooks the beautifully landscaped backyard, while the open family room, kitchen, and breakfast area create an inviting space for everyday living and entertaining. Formal living and dining areas provide additional versatility. Upstairs, you'll find two generously sized bedrooms, a large bonus room, and convenient walk-in attic access. Recent improvements include new HVAC systems, Marvin Infinity windows, Velux skylights with solar powered shades, an upgraded electrical panel, a VALOR vented gas fireplace with remote control, and a tankless water heater—all added since the current owners purchased the home in 2022. This one is better than new and awaits it's next chapter!

Highlights

Listed by Debbie McCormick , 919-270-2937 and Mark McCormick , 919-632-6542 Berkshire Hathaway HomeService , 919-929-7100. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.59

HOA Fee

350 Annually

Year Built

1994

County

Orange

Neighborhood

Chesley

Listing ID

10174216

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Oven, Washer, Washer/Dryer

Air Cond:Ceiling Fan(s),Central Air,Dual

Fireplaces:Family Room,Gas Log

Floor:Brick,Carpet,Hardwood,Tile

Above Ground Sq Ft:3915

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Bookcases,Breakfast Bar,Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Chandelier,Crown Molding,Double Vanity,Dual Closets,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Stone Counters,Storage,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Whirlpool Tub,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,570

Taxes

$1,171

HOA

$350

Home Price

$1,275,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$255,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,570.34

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,570.34	$1,170.76	$350.00	$8,091.10
Yearly	$78,844.05	$14,049.16	$4,200.00	$97,093.21
Total	$2,365,321.49	$421,474.80	$126,000.00	$2,912,796.29