Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

44 Rock Ledge Dr, Chapel Hill, NC 27516

House Description

Ideally located less than a block from Briar Chapel's beloved Great Meadow Park, this beautiful 4BR/3BA green-certified home offers the perfect blend of thoughtful design, comfortable living, and an unbeatable location. The first floor offers a main-level guest suite and a flexible keeping room that's ideal as a sunroom, home office, playroom, or reading retreat. The open-concept kitchen features an oversized granite island and flows effortlessly into the dining and family rooms—perfect for both everyday living and entertaining. Upstairs, you'll find a light-filled primary suite featuring dual vanities, an oversized walk-in shower, and a sizable walk-in closet. Two secondary bedrooms along with a bonus room and convenient laundry room complete the second floor. Out back, the large rear porch overlooks a fenced backyard with plenty of space for pets, play, or gardening. Enjoy the award-winning Briar Chapel lifestyle with more than 900 acres of preserved open space, a 30-mile trail system, 20 parks, resort-style saltwater pools, a clubhouse with fitness center, pickleball, tennis and bocce courts, dog parks, community gardens, an amphitheater, onsite restaurants, and schools. Conveniently located just 6 minutes to The Veranda, 7 minutes to grocery shopping, 17 minutes to Jordan Lake, 17 minutes to UNC Hospitals, and 34 minutes to RDU Airport. VIDEO: bit.ly/44RockLedge-Video

Highlights

Listed by Jen Winkler , 919-593-3662 Keller Williams Elite Realty , 984-244-5830. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.14

HOA Fee

192 Monthly

Year Built

2017

County

Chatham

Neighborhood

Briar Chapel

Listing ID

10178132

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, ENERGY STAR Qualified Appliances, Free-Standing Gas Oven, Free-Standing Gas Range, Free-Standing Range, Gas Range, Gas Water Heater, Microwave, Range, Stainless Steel Appliance(s), Tankless Water Heater, Water Heater

Air Cond:Ceiling Fan(s),Central Air,ENERGY STAR Qualified Equipment,Gas

Fireplaces:Family Room,Gas

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:2940

Below Ground Sq Ft:0

Other:Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Keeping Room,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Recessed Lighting,Shower Only,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room

Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Garden,Landscaped

Lot Dimensions:See plat map

Zoning:CUD

Roof:Shingle

Others:Fenced Yard,Garden,Rain Gutters,Covered,Front Porch,Rear Porch,Screened

Sewer:Public Sewer

Parking Features:Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street

Payment Calculator

Payment Breakdown

Principal Interest

$3,839

Taxes

$407

HOA

$192

Home Price

$745,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$149,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,839.14

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,839.14	$406.80	$192.00	$4,437.94
Yearly	$46,069.66	$4,881.65	$2,304.00	$53,255.31
Total	$1,382,089.81	$146,449.50	$69,120.00	$1,597,659.31