Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Cedar Ln Unit 4, Cedar Point, NC 28584

House Description

Welcome to waterfront living in the heart of Cedar Point! This beautifully updated coastal retreat at 109 Cedar Lane offers stunning marsh and water views, private day dock access, and the relaxed lifestyle buyers dream about along the Crystal Coast. Inside, you'll find a bright and open floor plan featuring updated white cabinetry, granite countertops, stainless steel appliances, recessed lighting, neutral coastal tones, and durable tile flooring throughout. The spacious living and dining areas are filled with natural light and designed for easy entertaining or peaceful everyday living. The generously sized bedroom offers a calming retreat with water views and ample storage, while the updated bathroom features modern fixtures and finishes. Step outside to your covered waterfront patio where you can enjoy morning coffee, evening sunsets, and peaceful coastal breezes year-round. Boating and fishing enthusiasts will love the shared day dock with direct water access, boat ramp, fish cleaning station, and easy access to the Intracoastal Waterway. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this property offers low-maintenance coastal living just minutes from Emerald Isle beaches, local restaurants, marinas, and shopping. Enjoy waterfront views, coastal charm, and the laid-back lifestyle Cedar Point is known for -- all from your own slice of paradise.

Highlights

Listed by Jennifer Fedele , 631-742-8586 J&J Realty Group , 631-742-8586. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

4500 Annually

Year Built

1969

County

Carteret

Neighborhood

Not In Subdivision

Listing ID

100577217

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,175

Taxes

$145

HOA

$4,500

Home Price

$228,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$45,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,174.93

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,174.93	$145.35	$4,500.00	$5,820.28
Yearly	$14,099.17	$1,744.20	$54,000.00	$69,843.37
Total	$422,975.14	$52,326.00	$1,620,000.00	$2,095,301.14