Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

107 Magens Way, Cedar Point, NC 28584

House Description

JUNE 2026 INSTALLS: Quartz Kitchen & Laundry Countertops, New Refrigerator, New Dishwasher, & Fresh Garage Interior Paint. LOCATION + COMMUNITY + LIVING SPACE! This location, neighborhood, and amenities are preferred among gated neighborhoods in the area. GREAT OPPORTUNITY TO OWN IN THE DESIRABLE MAGENS BAY COMMUNITY! Launch your boat from the Magens Bay landing or take a short drive to the beach to delight in the open waters at the coast. This 3 Bedroom & 2.5 Bath home has a bonus room over the garage, which can serve as a private apartment or office. Interior rooms enjoy recently installed HVAC systems (2024 & 2025), carpeting replaced with LVP throughout, and updated bathrooms. In addition to great living spaces the exterior provides for wonderful outdoor enjoyment. Lush landscaping, a large rear deck, and a well sodded private fenced area off the garage open up possibilities for any number of foodie & fun activities. This house is situated where you want to be to delight in all the Crystal Coast has to offer.

Highlights

Listed by Tyler Marcell , 252-424-9422 Advantage Coastal Properties , 252-354-9000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.46

HOA Fee

897 Annually

Year Built

1994

County

Carteret

Neighborhood

Magens Bay

Listing ID

100528225

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Refrigerator, Dishwasher, Gas Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,293

Taxes

$407

HOA

$897

Home Price

$639,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$127,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,292.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,292.90	$407.36	$897.00	$4,597.26
Yearly	$39,514.78	$4,888.35	$10,764.00	$55,167.13
Total	$1,185,443.48	$146,650.50	$322,920.00	$1,655,013.98